Attendance: Jas, Baila, Shima, Arif, Farah, Maria, Ju, Su, Nazri, Azah, K.Aishah, Intan R, Nasa etc…

Among notable points are:

1. Extract from Public Mutual Cheras leaders meeting: new form KWSP 9N shall be used instead of old form effectively 1 Nov 2009. The EPF has confirmed that.
2. Wasiat seminar for our agency’s clients will be held on 7 Nov 09 at Public Mutual training room Cheras. Presentation: 10:00am – 11:00. Q&A: 11:00am – 11:30am. Kindly invite your clients by using the template email message that I sent to you last week.
3. Goal Setting Seminar will be held on 18 Dec 2009 from 9am to 5pm. It is Cuti Muharram. So all consultants should made themself available on the day. Almost everything start with dream. Then it  become goals. When you take action on it, it become real.
4. Brainwaves FREE seminar by Ashraf. We joined Zaidah, K.Ani and Saidatul group for 1 hour session in between the brainstorming. Very good knowledge on conscious mind and sub-conscious mind and how to use it. We practice the methodology on how you can bring your mind into alpha state. Thanks Zaidah for inviting us.
5. Nazri and jas explain on faraidh: why it is important and the ratio of distribution

Arif Ismail, Kak Azah and Caliph Consultants are conducting a FREE Saturday 11:15tgh one-hour seminar on how you can be a successful unit trust agent. Register at www.myUnitTrust.com/seminar or call us at 013-3640043. First come first serve basis. We can accommodate only 10 participants per session.

I met a friend and ask him on how to motivate my unit trust agents whether they just want to get into unit trust industry or already became an agent.

I like his advise because it comes from a practising Muslim perspective. His advise is about business in general:

• first of all why we do business? It is because 9/10 of rezeki are coming from tijarah (business)
• Saidina Umar r.a said “take care of your business, else you will become in need of …” the complete version is in the book Virtues of Tijarat. I must read this book today
• In business has barakah
• It is sunnah and ibadah
• You can transfer or sell your business
• The residual income that you will get from your pool of clients

The best quotes from him is “Money should not be in your heart, it should be in pocket” and “Money you get Honey”

Our Saturday training this week is on.  Jas will give the power training as below:

Date: 24-Oct-09

Venue: Public Mutual Training Room, Cheras Commercial Centre

Time: 9:30am to 12:30tgh

We continue with our Seminar Unit Trus. This seminar is for those who would like to become a unit trust consultant. You will know about the industry, the business opportunity, and how to start as an agent. What document required to be a unit trust consultant.

Date: 24-Oct-09

Venue: Public Mutual Training Room, Cheras Commercial Centre

Time: 12tgh to 1:00tgh

Map is available here

Attendance:

Jas, Arif, Intan, Raimy, Azah, Syed Ali, Nazri, Aznita, Ju, K. Cha,  Baila

The notes is saved in pdf file and you can download it here unit trust consultant brainstorming-19-oct-09

It is for internal circulation only.

I read an article in NST last week. Very interesting. I put some asam garam of my thoughts to the 5 points. If any of the point touch you… quickly take an action. Don’t delay or procrastinate. The 5 reasons are:

1. You want to own your time and salary. Ever wonder why some people in your taman are very cool, spend time in masjid after Subuh prayer, send their child to school, have a family breakfast everyday and when you come back home from office, you see them already in their house. And yet you see them financially OK. This is call time freedom. Do what you want and when you want it.
2. You want to live your passion. Imagine doing something that you don’t have heart doing it. You don’t like it. Imagine if I cook in my home. I don’t like cooking. So what will be the dish taste? Not so delicious right.. Samalah kalau kita pergi kerja, tapi kita tak suka. Resultnya teruklah. Tapi kenapa kita pergi kerja lagi walaupun dalam hati kita eeee…  menyampahnya. Is it because of the money? You ask yourself honestly. Kenapa bila masak, kita tak suka – kita boleh tak nak masak lagi. Because we have an option. Wife kita boleh masak. But why when we don’t like the job, we still keep doing it. Walaupun boss marah kita. Esok kita pergi kerja lagi.  Boss marah lagi. Esok pergi kerja lagi. Where to put our face. Don’t you have an option? Yes you have an option, but your desire are not strong enough, you are not bold enough. “Dare to fail” quality is still very low. You are still afraid of what people will say to you…
3. The corporate life and its office politics don’t suit you. You don’t like it and believe that there are other ways to success in life. You must find the ways
4. You want to work your potential now instead of after you retire. Imagine you have strength that other people don’t have it. Your boss does not aware of your strength but you know you have the strength e.g. presentation skills, negotiation skills etc. And you want to leverage your strength. Build it now rather than later. Owning a business now is cheaper than the last time.
5. You don’t like the standard pay raise. You want when you work more, you will be paid more. You don’t like a linear income. You like an exponential income

For more reasons to fire your boss, come to our free seminar at www.myunittrust.com/seminar. Click the link and register.

Adzha wedding ceremony was on Sat at Precint 8, Putrajaya. Nampaknya tak lama lagi Datuk la kita ni. So congrat Adzha and isteri. Semoga  berbahagia ke cucu cicit.

A snapshot at the ceremony.

Attendance: Jas, Arif, Farah, K Aishah, Zarina, Ju, Syed Ali, Azah, Izzat,  Shima…

1. Correction on extended working hours at Public Mutual Cheras branch. It is confirmed that every Monday, the office will be opened till 7:30pm for submission of forms, etc… So those yang nak pulun sales during office hour, then they can come after office hour till 7:30pm on every Monday. In addition to that, the Cheras Public Mutual office will also open on Saturday of Week 1 from 9am till 1pm. So it has become easier for all unit trust consultant to submit their forms
2. Motivation Talks by Farah – in summary
   • All that a man achieves and all that he fails to achieve is the direct result of his own thought
   • Let go off the past
   • Remember success
   • Take ownership
   • Measure your progress
   • If not now, when?
   • Fear is part of the puzzle
   • A part of your identity
   • Windows of opportunity
   • The ups and downs
   • Get excited about what’s to come
3. Training Activities: <!– /* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 0 0 0 0 0 0 0 0 0; mso-font-charset:2; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:0 268435456 0 0 -2147483648 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:”"; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:”Times New Roman”; mso-fareast-font-family:”Times New Roman”;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} /* List Definitions */ @list l0 {mso-list-id:247731384; mso-list-type:hybrid; mso-list-template-ids:335677262 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;} @list l0:level1 {mso-level-number-format:bullet; mso-level-text:ï‚·; mso-level-tab-stop:.5in; mso-level-number-position:left; text-indent:-.25in; font-family:Symbol;} ol {margin-bottom:0in;} ul {margin-bottom:0in;} –>
   • 14 Oct 09 Wed: Topic – Wasiat by PB trustee at Public Mutual Cheras branch KL.
   • 15 Oct 09 Thurs: FIMM Seminar at Sunway. Can walk-in
   • 17 Oct 09 Sat: Caliph Meeting 10:00am – 11:00am, Business Preview 11:00am: 12:00pm
4. Sales Tracking – Zarina led the group by RM197k sales last week, followed by Arif RM187k. K. Aishah sales was RM159k the week before last week. Welcome back K Aishah. Nampak dah sihat dah.
5. Next week motivation talk is Arif turn.

I went to Raimy’s nikah event at Masjid Al-Alam Ampang this evening. Raimy is one of our top performer unit trust consultants. Congrat to Raimy…. Double congrat…No 1 because dah jadi AS and no 2 because dah selesai nikah.

You can see how serious is he nak menikah dengan kekasih hati.

Link to his menikah video

Salam semua..

Ajumain dah AS..congrats..diam-diam ubi berisi dan tahniah pada semua yang tersenarai dalam carta Top Producer bulan ni…

You are selected and chosen one.

Continue to strive further..3 months to go..Dubai oh Dubai..Korea oh Korea..Bali oh Bali…

Welcome back to business. Dah lama cuti rasa macam berat nak start business balik ni. So to put you and me back on the right track, attend group activities like training and meetings.

Some of the points that I manage to record in our 2 weeks brainstorm are combined (28 Sept & 5 Oct) for your info and action:

1. Increase your auto-debit sales. Think it is easy & it will come to you. Auto-debit sales is part of your passive income. Work once and get paid over and over. Do you like it? Majority of people can invest RM3 a day. Build your GAMship through auto-debit. Get your auto debit presentation material from your upline.
2. EPF sales has increase from 30% to 60% sales from total sales.
3. Unit Trust Agents yearly renewal – to attend minimum CPE points starting next year
4. CUTE (computerised unit trust exam) exam will be tougher in year 2010 – so bring your prospect this year as many as possible. Let them become your unit trust consultant this year.
5. Public Mutual Online – register via PB ATMs. The steps: select Other Services|More Services|Register for PMO|Key in local mobile no|Confirm mobile no.
6. PB loan referral form – submit form directly to the bank.
7. UTC (unit trust consultant) Connect – an online application that allow you to update your personal data on your own – it become easier to update your address, email, handphone etc – apply through Public Mutual branch for your password
8. Statutory Declaration new form untuk Sijil SPM/Degree yang hilang – so please use the new form to avoid working at one task twice. This is for new unit trust agents yang baru nak register
9. 2010 Sales Kickoff at One World Hotel 15 Dec 09 for top 400 acheivers. Those who are qualified will get an invitation from public Mutual headquarters and you must respond to the letter at your servicing branch
10. New KWSP 9N is now available for purchase – this form is to be used on 1 Nov 09 onward. Sekarang hantar guna borang lama. Don’t get confused on small matter. Keep updated on the sales process
11. New working hours for branch (a) Bangsar: Mon & Tues – up to 730pm (every week). Sat 830-1pm: 1st week (b) Cheras: Tue (2nd week) Sat 2nd week. So to those unit trust agents yang part time, you can now submit your sales form without sacrificng your office hour. You can do it on Mon and Tue after 5:30pm till 7:30pm or Sat 830am-1pm at Public Mutual Bangsar or Tue and Sat at Public Mutual Cheras only on week 2 of the month. The work become easier now.
12. Public Mutual  roadshow Oct till Dec 09 – subsidised at selected shopping malls Klang Valley, AEON Bkt Raja & Ampang Point – ask your upline for date confirmation and venue that may interest you
13. Passive Income – build your team
14. BoP or seminar unit trust as usual every Saturday – call your prospect to join this unit trust industry
15. Saturday Training Schedule: 10-Oct-09, 7-Nov-09, 21-Nov-09. Take note of the last 3 trainings for 2009. Semua mesti datang.
16. Goal Setting Workshop on 18-Dec-09 (Fri) – cuti muharram – so semua boleh datang. Put your dream on paper, divide it into smaller dream and achievable and take action on it.
17. Market updates – positive sign to go upward in quarter 4. So help your client to invest now and they will be happy next year. When your client happy, they will introduce you to their friends. The repeat sales is become easier.
18. Lesson learned from 1930 US depression mistakes – late fiscal stimulus – too early to pull back the fiscal stimulus – The US has to be very careful on this to avoid the W shape pattern to happen if they took out the fiscal stimulus too early. So when is to take out the fiscal stimulus?
19. New organisation – EKUINAS – to buy “bumiputera” mid-small listed companies. They have RM5b with potential of additional RM9.75b
20. 2 types of recession – structural (e.g. tiang patah) & technical (eg bumbung rumah bocor)
21. New format for Asset Allocation tables and charts will be emailed to you by Jas
22. Jas congratulate 4 new Agency Supervisors. They are Mazzura, Raimy, Syed Ali and Yusof. Congratulations…
23. Raimy and Adzha akan kahwin this weekend.
24. Sales Tracking…
25. Sharing experience by Mai on how he get RM45k sales
26. Sharing experience by Arif on how to make your sleep as ibadah..