Tahniah kepada Top Producer Unit Trust Consultant Caliph Agency. Man Jadda wa Jadda. Siapa usaha dia dapat. InsyaAllah. If there is a will there is a way. Ya Allah, help the Caliph Group achieve RM 10 million Group Sales per month.

April Challenge  free gift – you close RM99k and above, you will get a branded/imported track bottom or 3/4 track bottom. Tahniah kepada layak.

p.s. Arif Ismail and Caliph unit trust consultants conduct a free weekly seminar on How to Become a Successful Unit Trust Consultant at Public Mutual Cheras and Public Mutual Shah Alam on Saturday 1145 am and Friday 9:15pm respectively. Click here for detail

Updates

24 April 2012 GBOS (Grand Business Opputunity Preview)
Registration : 7pm – 759pm
Starts : 8 pm
Tropicana : Rm5 buy 10, free 2
by David Goh

16 hari lagi sebelum tutup submission dan final date sebelum tak dapat NSC point bonus

Public Mutual Updates

New UTC Campaign gunakan E-wallet system voucher utk training,workshops dan seminars.

Visa, Coach arrangements & Travel Insurance

US Visa email final date on Monday 9th April

Submission of UTC connect
boleh buat melalui online banking.final page boleh print out dan email je. tak payah datang lagi ke Public Mutual counter! Remind your downline to register internet banking upon bank account opening.

Sales cycle

• Prospecting -> Appointment -> Presentation -> Handling Objection -> Close -> Referal -> Service, Service,Service
• paling utama ialah Prospecting
• 7 Steps of Selling Skills from Presentation
• Verbal Tai-chi : Allign & Redirect
• if you talk you must have evidence -

Sharing

Report on Booth activity on DRB-Hicom by Shida

Shahril sharing on Worldwide & Nationwide Market

• US and EURO market overall uptrend market adalah positif
• votality market dah mula stabilize sekitar 25 point mungkin disebabkan market peak atau market nak turun
• tahun ni election utk US on November
• Malaysia election masih teka teki

KLCI

• RSI : in term of jual beli 10 orang masuk 6 orang jual
• market still above 200 SMA means market is still in good condition
• now dah touch 1600 market is expected to touch 1700
• Persepsi Market versus index
• market now is not high, market is actually below average – yang high cuma index! because average is 16.7x now P/E (x) ratio cuma 15++
• for current hot money flowing local retails dan foriegn retails pun low

Arif Sharing

• kenapa orang duduk2 rumah tapi dapat income?
• sumber rezeki ada 13
• ada orang masak mi goreng berjaya, ada sama juga tapi gagal
• 1st channel daripada sumber rezeki ialah pergi kerja – sama semua org islam dan bukan islam
• 2nd channel – khusus hanya utk muslim

1. solat
2. doa
3. zikir
4. sedeqah
5. tawakal
6. dakwah & korban

Next Event
Shah Alam
Coaching & BoP – Farah
Cheras
Coaching – Kak Jas
Jumpstart – Helmi
Brainstorming – Farah

p.s. Arif Ismail and Caliph unit trust consultants conduct a free weekly seminar on How to Become a Successful Unit Trust Consultant at Public Mutual Cheras and Public Mutual Shah Alam on Saturday 1145 am and Friday 9:15pm respectively. Belajar Terus dari Agensi Unit Trust Bumiputera yang Telah Mendapat Anugerah Jualan Tertinggi 2007, Anugerah Top Rekruter Bumiputera 2008, Group Agency Manager 2010 dan dapatkan ilmu marketing power online dan offline PERCUMA* anda!. Click here for detail

p.s. Arif and Caliph Group conduct weekly training, meeting and seminar for his unit trust agency at Public Mutual Cheras, Kuala Lumpur, Malaysia. He invites all graduates young and old to join his team for helping Malaysian to invest ONLY in Islamic Unit Trust funds. Don’t wait anymore. Time is running out. Join this sunrise industry. Call me 010-4203521 Zarif or register online through http://seminar.myunittrust.com

Brainstorming 19/03/12
by HC GAM Hasimah

Updates

• CPD Pathway to Success RM 20 (5ACE & 8CPD & Financial Workshop RM 10 (2ACE & 4CPD)
• 27th March Leaders meeting
• 28th March BoP by GAM Hasimah 8pm-10pm Cheras
• 25th March KDU invitation to Financial Planning Talk 930am to 1230pm by Ms. Linnet Lee

New SD form

• must submit sebelum 30th September 2012
• all except 2010 & 2012
• must submit every 2 years

Group Activity
DRB-Hicom
3,4,5 April
9-5
RM 30/pax per day

Sharing

Financial Talk
Regionally M’sia punya market paling worse tapi market kita less volatile YTD performance kecik sgt others two figures.

Fund Rankings
Persepsi mengatakan bahawa DALI good fund tapi mengikut 3 years performance Morning Star Overall Ratings – DALI cuma 4 stars rather than dana-dana dalam Public Mutual Islamic Equity got 5 stars

Newspaper
A Company dari USA : Nicole bergabung dengan Hwang Investment Management amik 30% daripada aset Hwang

Votality
Ittikal dulu low sekarang high
PIDF dulu moderate sekarang low
Jas comment : as market goes higher the risk is lower, so PIDF is good for now. low risk high return : 3 years votality – 9.5 return – 20.21% as compare to agressive fund.

Jas sharing
140k client just sign dan a cup of coffee – Jas build relationship dgn client dalam selama buat sales
Jas : we are selling trust to the clients, sape2 pun boleh jual unit trust, they believe you and trust you then u can sell. build trust with your new clients. Sometimes relationship dgn customer lebih baik dpd relationship dgn spouse. Jas secret recipie ialah her customer trust her

download podcast 13th march BFM Raymond Phoon : EQ for great relationship.

download here http://t.co/mAnDqU7E

• trust is like bank account is it positive or negative?trust also have different levels

Arif Sharing
Kita dah 7 tahun dalam bisnes, Read Robert Kiyosaki again, if u in makan gaji things we are individual. BESI Quadrant.we are still in Self Employed quadrant.
Suggest:

1. role play for jumpstart
2. brainstorming on Saturday - sharing & sales tracking

Arif  and J-CHI (JUST -Caliph-HC-IWGoC) are sharing expertise and knowledge regarding selling pelaburan unit trust, but these knowledge without action is like you buy an ice cream and leave it in the open air without having (makan la) it. So it will become cair and cair and cair. And finally obsolete. So take action now. Join our FREE seminar at Public Mutual Cheras in Level 2, Cheras Commercial Centre next to Hotel Caliber and Restoran Janbo. Call Zarif 019-3405447 or register HERE

Public Mutual Trainings Updates

• 6 mac new fund briefing
• 7 mac investment talk
• 9 mac zakat menyucikan harta 2 CPD point

Upcoming group coaching

Upcoming jas activities
sales workshop @ Public Mutual Butterworth, Batu Pahat & Muar

Market Intellingence

• gold bukan long term
• trend seen as ‘ke bawah’ utk long term
• gold analyst said : trend 2 peak up 2 peak down

9/1 market up gold down
11/2 market up gold down
2/3

• KLCI market dah touch up than 1600
• down jones dah touch 13k (almost all time high)
• semua ekuiti market dah tinggi tapi gold is lagged lambat

Currently

KLCI 1583

DJIA 12966

GOLD 1712

trend market
oil preassure – renewed risk to global economy
greece issue less concern

HANG SENG

• indikator market asia pasifik
• slow blum smpi all time high lagi
• hubungan dgn ittikal (since byk invest market China)
• harga tengah rendah tapi suggest amik sikit portfolio utk ittikal (for those who loves)

Market Forecast 2012 KLCI 1620

Tyipical Cycle Public Islamic Dividen Fund

• rebalancing at q4
• q2 & q3 DCA
• exception at q1 & q4
• severe market jatuh paling lama 1 bulan

Situasi Greece

• masuk duit tak cukup-cukup mcm poket bocor

BFM updates

• one guy said ’bankers are stupid parasites’ - bcoz killing the hosts
• kenapa Greece jadi cam sekarang
• Greece tak fit kriteria nak join jugak Euro (negara kaya)
• niat asal nak tolong but benefits Germany actually
• they help negara kaya dan pinjam dgn Germany but have to buy from Germany

Just Sharing

Asian Top Billionaire rise up 43%

• Mukesh Ambani > Li Ka-shing > Lakshmi Mittal

Hand phone chargers whilst travelling
roaming chargers masa travel avoid outstanding chargers

1. .off data roaming
2. need internet – check price, avoid heavy download
3. turn phone off when not using
4. consider getting local simcard
5. turn voice mail off
6. use skype

Jeremy Lim Havard graduate turn basketballer overseas

• underdog at first
• but practise very hard
• bila ada peluang show very best
• compare to us
• we want 10mill customer but dont practise
• when that moment come i should be ready

Mistake we made

1. cakap only
2. no practise
3. takde cukup affirmation

be like harimau, cari then terus ngap. dont kalau lapar baru cari.

Nelson Mandel 27 tahun duduk penjara now jadi celebrities
coklat Hersheys 3 kali setup coklat company then failed baru jumpa Hersheys

p.s. Arif and Caliph Group conduct weekly training, meeting and seminar for his unit trust agency at Public Mutual Cheras, Kuala Lumpur, Malaysia. He invites all graduates young and old to join his team for helping Malaysian to invest ONLY in Islamic Unit Trust funds. Don’t wait anymore. Time is running out. Join this sunrise industry. Call me 010-4203521 Zarif or register online through http://seminar.myunittrust.com

1. If you don’t know whether you cannot fully commit to your new business
2. If you don’t have 4Ds: desire, drive, determination, discipline and determination
3. If you don’t have knowledge
4. If you don’t get business support