“The Government has approved a RM70mil grant to retrain 10,000 unemployed graduates, said Human Resources Minister Datuk Dr S. Subramaniam” extracted from http://www.thestar.com.my/news/story.asp?file=/2008/12/19/nation/2836970&sec=nation today.

Wow begitu banyak unemployed graduates sekarang. And the govt has to spend RM70 mill. Good for them temporarily but in the long run, we don’t know. Whether it will create sikap tak apa when the young grad tak dapat kerja, they will say “..the govt will help them” .

So if you are one of the 10,000 tu, may I suggest you to build your own business. We are now living in the information age, the new economy, the knowledge economy. Job security is dead. Don’t believe or be trapped by the phrase ” … study hard, get a good, safe and secure job, work hard and the govt or the company will take care of you..” I was like this before. And hope the new generation will change.

There are plenty of opportunity out here in our soil, MALAYSIA gemilang. If you want to do business now, it doesn’t take a lot of money compared to the time of our parents. Build your own business, you will learn a lot to improve your:

• communication skills - presentation skills
• sales & marketing skills
• financial plan
• blogging skills
• and many more

I can’t imagine if all the 10,000 grads come to our office on every Sat 11am tp 12:10PM for our Business Opportunity Seminar - what an explosion!!!, I think we need to rent another building.

Details click here

If you have been working makan gaji for more than 3 years you will understand the following points. And if you are fresh graduates, don’t wait until you becoming like us. The 10 reasons are:

1. you have what it takes to succeed in the business
2. you don’t like 9-to-5 job that force you to work like a donkey but earn like a monkey
3. you want to escape the corporate rat race where normally they practice rat-eat-rat mentality to succeed
4. you want to choose the people you work with
5. you want to start business with minimal investment
6. you want to travel overseas every year
7. you want to work from home
8. you want to reap the rewards of numerous tax advantage
9. you want to enjoy the opportunity for unlimited income
10. you want to have the chance to build your success while empowering others to succeed

Don’t wait anymore. Time is running out. Join this sunrise industry. Call me 013-3640043 Arif or register online through http://seminar.myunittrust.com

And I think you already know that the current economic model that we live under now is broken. Think of the following statements:

1. Major corporations, companies are laying off thousands of employees
2. Half a million jobs a year are eliminated by technology and never to be replaced
3. The secret to true financial independence is working for yourself
4. Most jobs are built on working more hours to get more income - This is what we called “trading time for money trap”

Also remember that what Robert Kiyosaki says

1. If you want to get rich, don’t go to school - what we do here is learning by doing
2. The rich is looking for network, everyone else is looking for work - In Unit Trust (Mutual Fund), we are looking for network.

Call me 013-3640043 Arif or register online through http://seminar.myunittrust.com

Venue: Public Mutual Training Room 2 Cheras
Time: 5:00pm

• New agent introduction: Hafiz, Nadia and Zurida
• 2009 Trips: Bali, Seoul and Dubai. Go for it 900k, 1.5m and 2.875m

• SWOT of our team -

Strength: Mix background,strong market analysis, financial planning tools, training, logistic and teamwork.

Weaknesses: Energy, Consistency.

Opportunity: 5.1 million active EPF investors - RM300bill, Rising market demand, FD market RM300bill.

Threat: Insurance, UT online

• Tough time, if peope say you can’t do it, why make you believe that you personally can’t. You must believe you can. No one can stop you
• Market Outlook 2009 Seminars: 23 Dec 08 - How to pick up value stock @ Menara Asia Life (behind Ampang Park)
• Booth promotion - Subang Terminal 2, Sime Darby and Shah Alam Stadium Selangor Ria
• Top Producer per category for JUST Unit Trust Agency: Jas (GAM), Arif (AM), Hazah (AS), Suzana and Zam
• Market analysis:
  • US market - USD 700b or USD 1 trill fiscal stimulus - govt have to balance out the economy. Thus the govt all around the world are spending a lot of money to mitigate the slowing economy.
  • For you to understand the policies to control the economy. 1. Fiscal stimulus or policy that can be used by the government (there are two ways: increase/decrease tax and govt spending). 2. Monetary policy that can be used by Federal Reserve or Bank Negara (there are two ways: increase/decrease interest rate and amount of money in the market)
  • Why US is under recession but their currency goes up. Because of supply and demand. Somebody is buying
  • KLCI - investors did not realise that market was good from 2001 till Jan 2008. 7 years of good time. But when they feel the downtrend of less than a year between Jan to Dec 2008, they forget. So again you have got to think long term. Imagine if the market goes up again 1500 from current 853 points. Tak kisah lah if it takes 3 years. It goes up.
  • Hang Seng market - going uptrend. So for China funds yang you all ada, you don’t need to switch out for now.
• Metafizik techniques: to understand you, your spouse, your consultants and clients.
• Corporate Presentation techniques: Feb 09

Hafiz dan Nadia merupakan graduan baru yang telah tamat pengajian di salah sebuah Universiti tempatan. Pada masa kini adalah sukar bagi mereka untuk mencari pekerjaan yang menjanjikan pendapatan lumayan.

Oleh itu mereka telah menemui En Arif yang telah berjaya dalam kareernya sebagai perunding Unit Amanah Saham yang telah dikenali ramai pelanggan dan perunding Unit Amanah di Malaysia.

Apa yang mereka telah lihat sekarang ini, kareer sebagai perunding Unit Amanah Saham menjanjikan pendapatan yang lumayan tanpa mengeluarkan modal yang besar.

Today Arif has been visited by 2 new unit trust consultants at Public Mutual Cheras. So from now own Hafiz and Nadia will be part of the authors team for myUnitTrust.com.

Arif will be on leave for 2 months. All the management is handed over to Azah 013-3970588 and will be assisted by Hafiz and Nadia.

Hafiz and Nadia have been given a special project on how to:
1. achieve RM150k a month
2. obtain 2 new unit trust agents every month
3. create a system that can generate leads 24/7 365 days automatically
4. become (Perunding Unit Amanah Level 2) Agency Supervisor by June 2009
5. close 10 cases a month
6. attend unit trust training
7. conduct training and unit trust seminar

So please welcome me and Nadia.