Be An Agent
Where to Start?
If you are at least 21 years of age, possess a degree or at least SPM qualification and have strong business contacts, ask
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details. I am willing to help.
To speed up the application, kindly prepare the following documents:
- Two copies of your IC.
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Six copies of your passport-size colour photo.
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A copy of your relevant certificate of examination e.g. your degree, diploma or SPM.
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A copy of your bank statement or front page of your savings passbook (we accept only Public Bank)
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Bank-in RM250 at any Public Bank (ATM machine or counter) for Public Mutual account no 3-1466169-06. This is the registration fees which is refundable if you achieve RM50k sales within 6 months and thus it is actually FREE.
Take note that the earliest examination date for becoming a consultant normally is one and a half month from the date we submit the application. Thus, act now!
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Be your own boss! Be a Unit Trust Consultant.
You will enjoy the top 10 benefits as a Unit Trust Consultant as follows:
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Unlimited income
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One of the best commision structures in the industry
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Passive income and flexible working hours
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Overseas trips, public recognitions and awards
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Sales contests, incentives and campaign
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Professional sales and advanced IT tools support
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Integrated training and coaching series
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Be your own boss and lead your own sales agency opportunity
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Incentives and subsidies for agency building and for Chartered Financial Planning (CFP) Exam
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Fast track career promotions, bonuses, insurance coverage and much more…
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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New Unit Trust Consultant Campaign 2008 (Jan to Dec 2008)
Join us today and enjoy the great benefits we can offer you. Full and part-time positions available.
Incentive 1: Joining Incentive Refund
Achieve RM50,000 in total personal sales within six month from the date of joining and we will refund your Computerised Unit Trust Exam (CUTE) and Joining Fees.
So, basically your investment is zero.
Incentive 2: Incentive Trip
Achieve a minimum total personal sales of RM650,000, you will book yourself a seat to China! As compared to the standard National Sales Convention (NSC) Incentive Trip qualification requirement of RM850,000, a low RM650,000 qualification to the NSC is our wonderful way of saying welcome to all our new UTCs.
Don’t miss the boat! Join us today and enjoy these amazing benefits.
So, to grab this offer,
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Why Would You Want To Be A Unit Trust Consultant?
Because you deserve to have a well-paid and fullfilling career in an industry that is enjoying explosive growth in Malaysia.
Join a profession that offers you personal and financial freedom.
A multi-billion ringgit industry. Yet vast untapped potential in Malaysia compared to UK as shown in unit trusts equity penetration rate below. Grab the opportunity now. Don’t procrastinate.
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Why No.1 Malaysian Unit Trust Company?
If you are married and have a son or daughter in school. You may not say to your kid, “Son, go to school and get no. 6, 7 or 10 etc in class”. You will say “study smart and hard and get no. 1 in class”. Thus, why choose no. 2, 3, 4 etc when the no.1 is waiting and open for you.
Consistent performance and proven track record are there. If you want to buy durian, don’t choose the bad one. Choose the good one and you won’t regret. So don’t buy fund that are not performing*.
On top of that, we’ll support you with a suite of financial planning and sales tools as well as best-in-class training. The company will also subsidise you for pursuing Chartered Financial Planning (CFP) programme, if you meet certain sales target.
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Bright Future
Your success as a unit trust consultant depends upon your desire to excel.
Fast track consultant can achieve the highest rank of an agent as Mutual Fund Group Agency Manager (MFGAM) in one year and three months. It took many years to become a General Manager or a CEO of a company.
I knew many companies out there, that many if not all of their management staff struggle to become a CEO of the company, but unfortunately the CEO would normally will be picked up from outside of the company. Very true right! Here you don’t have to worry on that. If you work smart enough, you will be the MFGAM. No one from nowhere will come and become your boss. For those who hate traffic jam, you can even have your office right in front of your house if you want. Other CEOs don’t have this privilege.
Furthermore, besides your sales commission, your staff (downline) performance will also contribute to your income directly. You will also get indirect commissions that consist of 5 levels i.e.
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Year-end bonus
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Breakway bonus
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Equalisation bonus
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Career benefits
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Profit sharing.
So far, I knew only 2 levels of extra benefits that you will get if you work for company (in general) i.e. yearly bonus and Employee Share Option Scheme if any. So, don’t wait for too long.
There are more to come. You can fly to Hokkaido, Japan or Vietnam for FREE vacation if your sales is greater than RM2.3m or RM850k (RM570k for new agent) respectively by the end of Dec 2007.
So hurry up. The faster you become a consultant, the easier and longer period for you to achieve the sales target.
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Why Would I Join my UnitTRUST Consultants?
Professionalism, Innovation & Education
We are different from others! How… is it true? Our key differences are:
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We help new consultant even without any background on finance and unit trust to pass the exam. Beside training that are provided by the company, we also arrange a weekend class to help those who are part-timers and still working with their existing company during weekdays.
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We structure the basic training module in such a way that it will save time and effort of new consultant. I know people are very busy now. What they want is simply training that will give them a jump start but can give great results.
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We have our weekly meeting that covers on the performance of each consultant, brief news from the company, motivation as well as some aspect of selling skills.
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We provide FREE homepage* and FREE email* for our new consultants that help them do sales even during their sleep, expose themself to the internet world, thus open to a huge market. * Only to the first 20 new consultants. First come first serve. -
We provide newsletters to our consultants (you can change the author name to yours) that can be forwarded to your clients or prospects. Look like a pro with minimal effort. Save your time. Great isn’t it? -
We help prepare FREE monthly unit trust tracking performance with charts for clients of our new consultants. Again time and effort savings. Due to overwhelming response, we limit this support for three months only. We will teach the new consultant to prepare servicing the clients where he/she can continue doing it on his/her own. -
We also have a big database of contacts. We do provide contacts (leads) to new consultants to help them start the ball rolling if necessary.
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Each person has his/her own unique style. We have our own strategy to make more money in less time with less stress. We apply the concept of HIGH TRUST SELLING, from the book that is written by Todd Duncan.
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We have a unique approach towards marketing unit trusts. We put emphasis on process instead of just products to help our new consultant and their clients achieve their financial goals. We already developed a system that consists of templates of emails, reports and newsletter that can be used repeatedly to service your clients. This special service is accessible within this website via our Agent Domain only.
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We encourage our consultant to build their businesses like a franchise model. You are the franchisor that have many franchisees.
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Besides Professional Sales and Analytical Tools that the company provides (Mutual CAMS, ADePT, FP Advisor etc), we also have a third party software that can monitor all unit trust funds performance in Malaysia and a simulation tool to estimate the amount of EPF money that can be withdrawn for unit trust investment.
So, that’s it folks,
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details. My target is to have 49 first-tier consultants. So far 25 have responded.
Hurry up, before the first-tier consultants been filled-up.
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
for details
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Advantages of Doing Business of Your Own?
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No retrenchment worries
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No forced retirement
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No hindrance to promotion
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No income ceiling (no floor as well)
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Grow at your own pace
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Advantages of Unit Trust Business
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Low capital. Low risk.
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Sunrise industry. Huge potential to grow. Total EPF money is RM260 bill. Imagine that you get only 1% of the EPF money.
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The potential to earn unlimited income
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Attractive passive income and flexible working hours
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Free holidays, recognition and awards
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Sales incentives and campaigns to support sales effort
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Helping people to maximise return of their money.
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Helping people to start their own business at minimal cost.
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Advantages of Unit Trust Business with …
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No. 1 private Unit Trust Managemnet Company (UTMC) in Malaysia.
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The biggest branch support with 25 branches nationwide
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Strongly supported by the vast resources of a reputable bank. 215 bank branches all over Malaysia can accept the mutual fund application.
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Over 20 years of experience managing funds.
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The most awarded private unit trust fund manager.
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The largest recipient of EPF Members Investment Scheme (> RM2bill).
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The most productive UTMC consultant
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One of the best agent’s commission structure in the industry.
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The longest time for incentive trip
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Refundable joining fee
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Priority services to high networth customers
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Access to professional sales tools
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Professional courses and training programmes will be provided
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details
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Advantages of Building Unit Trust Business with my UnitTRUST Consultants
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Under the no. 1 UTMC in Malaysia - (Source: The Edge-Lipper, 20 Mar 2006)
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Implementing an e-approach on servicing clients and consultants. Time savings.
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Important notes and minutes of weekly meeting available online at myunittrust.com. Good for new consultants and part timers that have no opportunity to meet during weekdays. May be the first one to implement it.
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FREE individual website* that worth RM980 - The first consultant that give away the web design and hosting for his new agent. -
FREE email* with @myunittrust.com - Upgrade your standard from using free email from yahoo or google to the one that directly associated with you. Be different from others. Again, the first … -
FREE newsletter that can be used for servicing your clients. -
FREE 3-month unit trust tracking performance (the software is worth RM650) -
Weekend classes.
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Under the no. 1 Top Bumi Producer Agency for year 2006 - Azizah Saad (the great motivator) and Jaslinah Abd Rahman (the great technical analyst).
So, that’s it folks, there are many great advantages,
Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details.
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Hey, your ideas sound a bit interesting. How many years of experience that you have earned for this business.
Almost 2 years Lilian. How about you?
Arif, is the examination tough? Preparation for exam only need a month?????
For those who are familiar with multiple choice (objective) question, it will be easy. May be the short-cut way is to answer all the 300 sample questions then if you don’t know the subject then refer to the manual or your upline.
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unit trust business seemed to be a promising business.. im interested to join this multibillion ringgit industry
Syahir,
Come to our seminar tonight 5 Sep 07 8:00pm to 9:30pm at myunitTrust Consultants Cheras office.
i am interested to join the public bank mutual fund agent. could you email me details on how to become an agent? thanks.
En. Arif, saya berhasrat untuk berhenti bekerja kerana menjaga 4 orang anak yang masih kecil. Oleh itu, saya bercadang untuk terus menjana pendapatan walaupun sedang bekerja di rumah dengan cara menjadi ejen PM secara part time. Dimanakah saya nak dapatkan khidmat nasihat dan seterusnya menjadi ejen Public Mutual part time di tempat saya ini, di Seberang Perai, Pulau Pinang. TQ
Salaam.
Saya ingat ingat nak jadi UT consultant jugak. Tapi sekarang ni saya kat luar negara tgh study. Cuti akhir tahun ni saya balik. Nak tanya, boleh ke saya enrol jadi UT consultant sedangkan dalam setahun tu, most of the time saya ada kat luar negara. Satu lagi, dari point registration kepada jadi fully-fledged UT consultant, berapa lama ye?
Mag,
Sorry for the late reply as I was away on leave for 40 days in Indonesia. You can contact Wan Hamdan 013-4222234.
apa syarat ingin joint… sekarang i kat jb
how to become the public mutual agent?
Alan,
Come to one of our seminar. You click www.myunittrust.com/seminar to register for FREE or some of the info is available in “Be an Agent” section that you can click at the top of this page.
google membawa saya ke sini melalui perkataan ‘unit trust agent tools’ kerana saya nak tahu tools yg digunakan bagi menyakinkan client dan membantu saya mencapai target client apabila saya dah jadi agen UT nanti. ternyata web dan group en. arif ini, memenuhi hasrat saya itu bahkan lebih dari itu. Semoga pertemuan ini berpanjangan, insya-Allah.
i think by joining UT, it’s the best way to generate personal income..i’m only 20 but i’m interested to join UT n learn from the very beginning on how to be a good UT agent…is it possible for me to join??
Meen, yes you can come to listen to our seminar at Level 50, Menara TM on this Sat 26 Jan 08. Admission is free. Register at www.myunittrust.com/seminar
See you there.
Sounds like a good place to start learning about unit trust investment. Is this seminar open to public?
Cheers,
YC
Yes it is. Come join us this Sat 26 Jan at Level 50 Menara TM 10am to 12tgh.
kawan - kawan boleh join conference free ker?
Kawan memang lah boleh join.
sory,blh sy tanya,wajibkah saya berumur 21 thun untuk menyertai unit amanah ini,ini kerana sy mash berumur 19 thun,dan bidang ini amat mmenarik perhatian saya sbg sorg studnt.
bleh sy thu sbab sy perlu ckup umur dan knp kalu xckup???
Sara,
Memang polisi Suruhanjaya Sekuriti Malaysia supaya konsultan unit amanah berumur 21 tahun ke atas. Apa yangSara boleh buat adalah belajar tentang unit trust ini, belajar tentang human skills. Bila dah dekat2 21 tahun bolehlah join kita.
Tertarik dgn ape yang ditulis…..namun ada kemusykilan disini…
u kata u r from No.1 Unit Trust Company in Malaysia???
thats mean ramai kata Public Mutual la….tapi bile i teliti balik semua ads Public Mutual yg mengatakan they are no.1*…….ada denote (*) n baca note balik just in term of size…is that mean u are performing well n really no.1????
I dont think so….just bcoz of size dana u r no.1:(
Becoz from my research….expecially islamic fund…equity category….source from lipper (n if u guys dont believ it…go n get Personal Money magazine or do ur own research) ranking untuk dua bln berturut2 dari disember n jan baru2 ni adalah seperti berikut:
1) dana from CMS Unit Trust Mgt
2) dana from ING
3) dana from CIMB
4) dana from CIMB
5) dana from CIMB
6) dana from CIMB
……..where are u guys PUBLIC NO.1*????
‘INGAT NAK BELI DURIAN JGN BELI DURIAN YANG TAK ELOK’
‘NAK ANAK DAPAT NO.1 DALAM KELAS BUKAN NO. 2, 3, 4 DAN SETERUSNYA’
wat do u say??????
YANG MERASA TERTIPU,
Johar
salam saudara Johar……sy adalah ssalah seorang investor dlm dalam this company.Selama ini sy hanya mendapat segala information hanya dari agent sy.Agent sy selalu menyebut tentang mereka no 1.
so bila sy membaca komen saudara , sy pun buat researh di internet.Sy research di web site the lipper.Award winner utk tahun 2007.separuh daripada award tersebut dimenangi oleh mereka.Malah untuk islamic fund dari 6 ketogeri mereka memenangi 3 daripadanya termasuklah public iktikal yg selama 3 thn ini telah memberi sy pulangan melebihi 40%.mungkin apa yg saudara baca tu hanya untuk bulanan ranking. award utk tahun 2008 akan diumumkan pada 26 feb iaitu esok hari.So sy tak faham kenapa saudara merasa tertipu.
salam dari saya.
Anuar Johan
Minta maaflah mencelah, saya ni seorang pelabur, orang kampung pelabur kecil-kecilan…
saya sebenarnya tak tahu pun apa unit trust sebelum ini (ASB saya tahulah…), saya ni peniaga kedai kopi, banyak orang singgah kedai saya. nak jadi cerita dalam banyak-banyak orang yang datang kedai saya ni…ada juga macam-macam ejen unit trust ni datang dari berbagai syarikat….semua kata depa no. 1, mula saya tak kisah…
tetapi bila macam-macam syarikat kata depa syarikat no. 1, saya mula naik pening…betul ka?
jadi nak mudah cerita saya kata tunjuk bukti yang kata syarikat ni no. 1….jadi banyaklah benda yang mereka bawa keluar tunjuk kat saya…saya pun tak apa benda…cuma yang paling saya percaya, ejen dari public mutual…dia tunjuka surat khabar…tak kan surat tipu kut?
saya memang baca dia ada tanda (*) di no. 1 tu… iaitu dari segi saiz yang diuruskan oleh syarikat-syarikat unit amanah swasta…. hebat tu…
sebab apa, dalam fikiran saya, kalau orang tak percaya dan tak berikan kepercayaan kat syarikat ini, tak kan orang ramai sanggup melabur sampai banyak tu…kalau tak silap dekat-dekat RM30 bilion tu…banyak tu…
saya pun fikir lagi…kalau dia bagi pulangan tak baguih…tak kan orang berduyun-duyun masuk melabur….betoi dak?
saya tak reti nak tengok jadual liper…tapi dah 5 tahun lebih saya melabur dalam dana ittikal tu….untung pun dah 100 persen lebih….saya kira pakai akai saya yang cetek ni saja…kira ok tu…
Thanks Pak Mail, En Anuar dan En Johar. I baru balik bercuti ni. Good comment from En Johar yang merasa tertipu. And very very good comments from Pak Mail dan En Anuar, investors yang experience sendiri investment mereka in the No 1 company.
May be En Johar refers to a very short term results which unit trust objective is for mid-to-long term. It is up to En Johar to invest in any company. It is his money and his preference. Perhaps, En Johar could look into 3 to 5 years return and do the comparison. May be En Johar is a new investor or a new agent that do not know the industry very well. Thanks again Pak Mail and En Johar for great explanation.
If you want to send your kids to a school that only perform two months, go ahead. I would rather send my kids to a school that has long track record. What do you think En Johar? Does it make sense?
Buy a good durian D24 or I tak tau yang durian terbaik yang mana or just buy durian yang baru 2 atau 3 bulan orang kata baguih pastu tak ramai orang beli. You can use your 6 sense right? Which one do you prefer?
Overall I thanks to En Johar that has raise his concern. If not, we cannot expalin further.
Salam En. Arif,
Sy amat menrasa amat2 terharu apabila en arif menhargai komen sy.Sy baru saja terjumpa website saudara dlam 2 minggu lepas.banyak yg sy belajar tentang unit trust disini.Sy bekerja disalah sebuah syarikat international insurans iaitu AIA anak syarikat AIG-salah sebuah syarikat insurans terbesar didunia.Antara sebab sy memberi komen diatas adalah berdasarkan pengalaman sy dlm bidang insurans.Terdapat banyak agen2 insurans yg melanggar kod etika sebagai agen terutama agen2 baru.Apabila mereka tidak boleh bersaing dgn sihat…mereka mula menggunakan teknik2 kotor, asalkan mereka dpt sale.ini amat2 mendukacitakan sy.
Inilah yg terjadi kepada sy apabila sy pergi ke KWSPShah alam 2 minggu lepas utk mengeluarkan duit dari akuan 2 utk membeli rumah..Sy didatangi oleh seorng agen dari slh sebuah syarikat lain(bukan Public Bank).
Hampir 20 minit yg mendengar penerangan dari agent tersebut tanpa dia tahu yg sy telah melabur dgn public Mutual.Apabila sy tanya apa kelebihan mereka jika dibandingkan company No 1 ini-agent tersebut telah mengeluarkan tool yg sama seperti En Johar tunjukkan diatas.Penerangan yg sama seperti diatas.Dipendekan cerita …byk penerangan agen tersebut meburuk2kan company lain.Inilah yg mengdukacitakan sy.
Sy percaya unit trust industri terdapat kod etika yg perlu dipatuhi oleh agen seperti mana dikeluarakan oleh Bank Negara(sy kurang pasti sapa yg monitar this industri-kalau bukan BN-hrp maaf).So harapan sy ..bersainglah secara sihat dan beretika..
Kepada En Arif ..teruskan usaha murni anda ini…latih dan ajarlah lebih ramai agent drpd golongan bumiputera supaya kita boleh berdiri sama tinggi dan duduk sama rendah dgn bangsa lain.Sy berminat nak join…tapi faktor umur sy yg dah lanjut nie..sy tak berani nak ambil risiko-tapi sy akan tambah lagi perlaburan sy-itu sudah pasti.
Salam dari sy.
Anuar Johan
En Johar,
Terima kasih memberi nasihat yang membina.
hi arif,
you under group Elly ke?
Zue, we were under the same group in 2005 and 2006 which we are all under Azizah. Anytyhing that I could help you Zue?
ooo..u mean azizah tu lagi atas dari Elly?
I ‘cucu’ Elly. Baru join.
Nice to know you.
Update pasal training date and time ada kat website ni kan?
Zue, training schedule tu ada tp utk my agents je. It has a pwd.
oo..ye…
Zue, bukan tak mau bagi. tapi dalam tu ada banyak info pasal Company. We as agent cannot use the company logo, name without their permission. That’s why I open it to my dl only.
I am responding back to:
Arif said:
On 02/26/2008 at 12:42 am ****(Pls refer to previous comment)
Saya ni actually adalah investor di PM…saya kerap didatangi oleh agent2 unit trust…xtau la kenapa….saya bukan nye pelabur baru yang xmatang seperti yg anda jangkakan….malah saya sendiri adalah datang dari latar belakang kewangan…i play with figures everyday!!
Sebenarnye dah lama saya perhatikan dan buat perbandingan dana2 di Malaysia ni…bukannye berdasarkan short-term….cukup la kalu saya amik 3 tahun punye time frame…ape yg diwar-warkan PM consultant adalah ‘Lebih Indah Kabar Dari Rupa’….Jika anda pandai berkata2…pilih la durian yang elok….tapi nampaknya durian anda sendiri dah busuk (suatu ketika dulu mungkin la elok)…..buat ape lg nak makan durian yang busuk….anda sendiri patut kaji sedalam2 nye….dana islamic terutamanya…
X PERCAYA? lihat sendiri..open image dibawah…update sehingga ari ini 10 MAC 2008!
http://i83.photobucket.com/albums/j304/garick2412/as1032008.jpg
(klik di gambar untuk lebih jelas)
Details Paper Trade (as in the pic)
Dana –> 7 dana (PM, ING, CMS, CIMB) –to compare
Investment –> RM10000 setiap dana
Date Invested –> 10 March 2005 (sama bagi setiap dana)
Source –> Private company monitoring unit trust fund in Malaysia (update 24hours)
**Note:
Ini Bukannya reka2…edit2..ini yang keluar automatically dari sistem yang sentiasa updated!!!
Lihat dan teliti sendiri….lipper award is nothing coz setiap investor melabur pada hari yang berbeza dengan unit price yang berbeza….jadi jgn la terlalu bergantung kepada sumber seperti itu sahaja….dan jgn la dengar hanya sebelah pihak sahaja….
dalam dunia ni marketing n sales force adalah segalanye walau apepun produk yang dijual….jadi jgnlah mudah terpengaruh (saya sendiri sudah terpengaruh)…kaji selidik dari semua sudut….ini apabila org kata yg itu bagus maka kite pun kata la bagus…..itula yang PM sedang lakukan…
sekian terima kasih….semua org menang!
Johar,
Tak pe lah Johar. If you think you figure is correct. Carry on. Kita pun investor PM, SBB dsb yang dah lama dah. Dah season. Sape yang nak follow Johar advise proceed. Tiada halangan. Silakan. Thanks for your constructive advise.
Observer,
tiada siapa suruh ikut kata saya….saya cuma bercakap apa yang benar….saya sendiri adalah pelabur PM…..Dana Ittikal pun dah season malah lebih season….
Cakap jangan cakap kosong….nanti diri sendiri yang terkena…..
Isu yang saya utara adalah…PM is the best….but seems not right:)
bye…..
Dear En Johar,
im now agent under En.Arif. I sign last month and last monday i reveiced my agent code.Now im agent for this No 1* company.
My backgroung…..5 years with BBMB and 2 years with CCM(Hong Leong Bank).I have financial background same like u.Before i join , i buat my own analisis…..same before i join insurance line…i check with company are strong….their capacity…stability…track record…and then i join NO 1 international company from USA.B’coz why….i yg kena sales..i yg kena buat after sales services if my client - accident.Some like this unit trsut line….
my analisis show that there are No 1* unit trust company in Malaysia.Dengan kebenaran Suruhanjaya Sekuriti.Bukan Sendiri2 perasaan.My best freind working with SC.I dah confirm dgn dia.
I dont understand ..En Arif only invite people who want to join this business……..The reason why En Arif use title No 1* company b,coz….he cannot use The Name of this Company without kebenaran( Mutual for Public in this blog).
So En.johar no need you argue about this title….cukuplah…..and at same time…pls check who are the biggest winner 2008 lipper award last February.
Bye…happy investing to all….
Extra….
After i resign form HLB..i do insurans….beside general insurans….i sell invesment link produk(international insurance company)….investment link and unit trust not much diferrent….both under open-ended fund for 8 years.Since last 8 years i Know which company..which fund…. are perform good…not good…and lastly ….the most important ……CONSISTENT……remember unit trust and invesment link are mid term and long term invesment.OK…all…my researh are not 1 day reseach…is it 8 years reseach………thank you alll
Bye…happy investing to all………
Dear En Johar,
Lastly….this blog En Arif create for recuite, train and develop New Unit Trust Consultants especially from Bumiputera.It is not to promote unit trust fund or others. So please…..do not discuss about this matter again.pls go to other website or forum if u want discuss futher.U can go to nogold forum…. lot unit trust consultant there from diferrent of company who are promote/sell unit trust scheme online….hope u understand…peace…
Bye..
Thanks SSeven,
We did not say we are the best. Other people say it. So what to do. Say what … Alhamdulillah. If they all have problem with the awards given by the third party like Edge-Lipper and Star-Standard & Poor, just complain directly to them and see if they can change the award given to somebody else. Then publish in the newspaper, Personal Money etc and on the billboard along all highways and main road.
And SSeven is correct, here is not the place to promote or sell unit trust or kutuk unit trust mana yang the best atau yang the worst. Here is the place where I promote how to build a unit trust empire. How we, can together build our business from zero to hero tanpa kutuk mengutuk. This agency is growing from 1 to more than 70 consultants in a very short time. Imagine how much money you need to grow this size of business. If I were to pay only RM1k/month to one people I need to have RM70k at least a month just for overhead costs.Tu tak termasuk nak sewa ofis/sationeries lagi. But in unit trust your cost is very minimal and can be ZERO.
So those yang tak suka kutuk mengutuk and interested to build their own business, I invite you all to attend our Free Seminar at Level 50, Menara TM Jalan Pantai Baru 50672 Kuala Lumpur on Saturday 5 Apr 08 9:30am. To register click www.myunittrust.com/seminar
I want my new business partner to grow faster than me. How their agency can grow from 1 to 50 in a year. To do that I am giving away new business partners to my existing group who are very active and full-timers so that they can build their empire bigger and faster with less hassle.
Why I limit to 50, so register www.myunittrust.com/seminar to attend our seminar.
Salam Johar, you are superb, brilliant and very good man.
To all….
Just to share my opinion.If you want to do your own analysis…pls be aware that there are 3 types of mutual fund in Malaysian market:- aggressive,moderate and conservative fund.So pls compare “Apple with Apple”.Do not comfare “Apple with Rambutan”- of couse rambutan loose.
And again pls notice, although risk profile is same eg: Aggresive Fund- there have different of kind/type objective such as to achive steady,high,stream capital grow or seek for high dividend or balance on both side.All this fund was design for different investor profile , depend on how individuals tolerate againts risk. So many thing you have to check before do the comparision.
That why FMUTM appoint third party who are expert to do analysis and give ranking.In Malaysia FMUTM was appointed Edge-Lipper and The Star/Standard & Poor to rank all fund in Malaysia.They will analyzed all factor and give ranking based on total return,consistent and prevision.The give ranking not only in Malaysia but for other 130 country.Like Lipper, they are Reuters company, global leader in supplying mutual fund information, analytical tool and commentary. They provide accurate, insighttful and timely mutual fund data and analysis.
So if u want to use any anylytical tools, pls make sure it comes from Bank Negara , SC or FMUTM.if you ask “penoreh getah” of couse you will get wrong information.
OK bye.
Extra….
Thats why , so many people mis understood about investment or insurance. Financial expert say there are 4 reason why:
1-They dont know anything about investment or insurance.
2-Lot of people know but they know the wrong things
3-Lot of people know but they dont share with others.
4 - B’coz of 3 reason above.
where are you..think about that?
But if you join Arif…he will share everything with you-the correct thing about mutual fund.And the must important he will share with u ..have to build up your own business with very minimum cost.In order to achive financial freedom.
So hurry…register in this website….the next seminar will be at Menara Telekom 5th April.
Bye…see you there…
en. arif,
saya baru je join sbg agent PM ni last month. and recently, i dah ambil exam fmutm. mggu lepas. alhamdulillah, i passed. ok, skrg saya nak tahu, apa yang perlu saya buat lepas dah pass exam cute? bila saya boleh mula promote kat orang?
lg satu, sy dgr borang utk skim pelaburan kwsp dah tukar baru. betul ke? abang sy xsesabor nk masuk ni, lg2 dia tahu sy dah pass exam. mcm mana ye?
Psst,
Borang baru belum boleh guna lagi until further notice as the implementation of forward pricing of EPF scheme is deferred. So guna saja borang lama.
Psst,
You will get your agent code within this week by calling the Agent Service or your upline. Next Step? Attend training like Quick Start officially or with your upline. 3-hour training is enough for your to start promoting. Learning by doing.
mcm mana kalau saya melabur terus? mcmana cara nya ? apa perlu saya buat ? kena buka accaunt ke? di perlis dgn siapa perlu saya hubungi?
thanks for the info, en. arif.
apidah,
I belum ada agen kat Perlis lagi. So kalau ada I jumpa esok kat Seminar di Tropicana, I’ll let you know.
If i this year 18 years old, can i join? But i really interested.
Hi secret,
You can join the business when you are 21 y.o. In the mean time, study the communication skills. This one factor will break or make your life.
But can u send more detail to me for the informations only. Thanks for your reply. But i’m chinese. If i ask u be an insurance agent or unit trust agent, which is much better? I’ll learn from communication skills.
Secret,
Both are good. It depends where your passion are. Some people do it both. But focus is more important. I didn’t see so far the top of either the tw fields do it both. They are all focus to what they do. In my humble opinion, doing unit trust business are a lot easier for you to make sales and faster to generate income.
Information are available through this blog. You go to www.publicmutual.com.my for detail. Do come to our seminar this Saturday 5-Apr-08 at Level 50 Menara TM 9:30am where you can learn detail on the opportunity fo doing the unit trust business and its potential.
See you there. Click www.myunittrust.com/seminar to register.
Sorry, i late to see your reply. I’ll appreciate it what were you saying… Thanks,
How does the commision calculate? Let say, if i sell 100k a month how much would i earn and second month 50k… Thanks.
hai,
i dah lama surf about unit trust..actually at first for my own investment but then, i think it oso can be my 2nd money.. pls email me ur seminar schedule ok? looking fwd..salam
Salam…
En. Arif, i want to know whether i can join this unit or not..,i am 21st year old now & i’m studying at uitm now..how can i join diz unit?what must i do?i hope u can reply me a.s.a.p…
Faez, YES you can join as unit trust consultant as you are already 21 y.o. SMS me your hp no at 013-3640043 or you can come to our weekly Unit Trust Business Opportunity Preview on every Saturday at Public Mutual Cheras Level 3 from 11am to 1245pm or you set your time to meet me at Public Mutual Bangsar from Tue to Fri.
You can also register at www.myunittrust.com/seminar so that you will be updated on the seminar & training schedule. Congrat for having business thinking as young as 21. Bravos.
Purpletulip,
We hold our Unit Trust Buisness Opportunity Seminar every Saturday 11am to 1245pm at Public Mutual Cheras. Do come to the seminar. SMS your hp no to 013-3640043 so that we will notify you if there is any changes.
Salam semua…
Boleh sesiapa beritahu saya, di manakah saya boleh dapatkan contoh²
soalan exam ATAUpun lebih baik lagi, salinan soalan² tahun² lepas?
Terima kasin & wassalam.
Hairil.
Hairil,
You can get it from agent domain if you are an agent of Public Mutual. If you are my agent, you can get it from Login of www.myunittrust.com where it requires a password. Else you attend CUTE Tutorial where they will give you 4 sets of sample questions.
Arif - we are giving FREE Seminar on how to move from makan gaji quadrant to businessman quadrant every Saturday at Public Mutual Cheras Level 3 from 11am to 1245pm. Register at www.myunittrust.com/seminar
Just to add on what’s being mention by En Johar and the discussion re No 1. Baru baca which is a good discussion for everybody , investor or consultant!
Actually I tend to agree with Johar on the performance bcos he got the data! BUT not totally!And I think the performance of unit trust for the past 3 years in all good! Semuanya bagus! Tak ada yg rugi! Itu yg penting!
Basically tak ada durian yg busuk, cuma ada durian lebih baik ada yg runtuh dgn tak berapa runtuh! All equity fund for the past 3 years give positive returns, in fact better than ASB div. That’s the benchmark la! But I don’t agree if you market the product by saying you are the best fund bcos sometimes the best fund changes every year.
But kalau nak tengok yg terbaik and invest in them and we compare short term performance to mid term , we will get different fund every year, so quite difficult to select which fund yg nak invest for a long term. And to cahnge the Company will cost money, initial fee. Unit Trust Investment not for short term investment.
BAsically, the better way, is to look at the consistency of the performance, NO POINT kalau you got fund yg perform macam hedge fund, up 60, down 30, up 50, down 60, up 30, down 15 etc. Very volatile, certain year best fund, next year, worst fund. Look at Amittikal, 1998 among the Best Performer, but terkubur till now! Just example, not condemning Am!
But if you have fund, this year 15%, next 20%, then 15%. then 20%, this is good fund bcos capital preservation is there, consistency is there! And always outperformed the index OK la! So investors can sleep well at night. Otherwise dia sakit jantung when fund down by 30%! Basically Warren Buffett, the world richest person, greatest investor, performance dia biasa saja! Average return about 25% per annum, but he maintained that consistently for 40 years, never fail! Always outperformed he index. USD 100,000 become USD 40 Billion. All his investor orang biasa eg nurse, schoolteacher semua jadi millionaires.
So, you guys, PM consultant, should market the product based on consistency of returns and please try to learn about rebalancing as well bcos that is where u can add value to your clients and justify your commission. If u notice that if u did not do anything, for 1 year, most fund give a negative return right! BUT if you rebalance, you could have locked some returns already. Warren Buffet has 2 rules, No 1-Never lose your money, No 2-always remember the first rule. So, happy consulting, not selling, we are Consultant! vI am one of you, slightly different!
Wow Al Aiman,
What a good comment. Back off one step and see the issues from the back stage and go forward one step ahead. That’s remind me to the one of the advertisement on Federal Highway KL: “Winning is to think one step ahead”. Bravos.
And then to change Happy Selling to Happy Consulting is a good words.
en. arif
saya berminat untuk menjadi utc secara sambilan. saya bertugas di kota kinabalu. ada agen di kk?
Al-Abuya,
Kita belum ada agen di KK. Kalau u berminat untuk jadi tunggak agen di KK, sila sms saya 013-3640043. What u will get? You will have many potential downline kat sana.
Assalaamualaikum En Arif,
I’m in Ipoh, who should contact to join u guys…..oo. 40 hari indonesia? (bercuti/berdakwah ?)
Sarzi,
Ipoh pun belum ada. If you like, you can become our main agent kat sana. 40 days Indonesia - khuruj fi sabilillah.
hello. nak jadi agent. how ? me in kl
hi arif,im kinda interested with this business. but im only 20 years old. am i qualify enough to be an agent?
Rez,
sms me you hp no. Kita jumpa di Public Mutual Cheras 11pagi every Saturday. If you want to see me earlier, just let me know. I will be around Bangsar on Tuesday to Friday.
Miran,
I understand many of those yang belum 21 y.o would like to be a unit trust consultant. However, the rules say that we can only be an agent when you are 21 years old. SMS me your hp no so that when you are 1 month to 21yo we can help you register for the exam.
Salam untuk En. Arif,
Saya sekarang bekerja makan gaji dgn kerajaan di Putrajaya, bolehkah saya jadi UTC ni secara Part time. Adakah nanti saya akan dikenakan syarat untuk mendapatkan jumlah pelaburan tertentu jika menjadi UTC sebagaimana agen life insurance. Kat mana saya nak daftar untuk exam CUTE dan adakah saya terikat dengan apa-apa perjanjian jika jadi UTC bawah En. Arif. TQ
Waalaikumsalam Mr Globalink,
Kita boleh buat bisnes ni part time ataupun full time. Memang ada syarat supaya kita menjadi agen yang aktif. Minima setahun = RM30,000. InsyaAllah RM30,000 adalah mudah untuk dicapai.
Daftar untuk CUTE exam kat Public Mutual Cheras. UTC mesti akur kepada etika kerja yang ditetapkan.
Tuan Globalink boleh jumpa saya untuk keterangan lebih lanjut di Tinkgkat 2 Public Mutual Cheras setiap hari Sabtu 11pagi. Kita buat Seminar bagaimana untuk menjadi UTC yang berjaya. sms saya hp tuan atau daftar di www.myunittrust.com/seminar
[…] Be An Agent […]
Arif promotion sikit. Jika ada org2 Kuching nak jadi agent, boleh email saya zamsh08@gmail.com. Kamek akan berada di Kuching awal bulan Julai.
pertama sekali saya rasa bangga kerana sekarang sudah ramai orang (terutamanya berbangsa melayu) sudah tahu dan sedar tentang benefit dalam pelaburan unit trust..
dalam senario marketingnya pula, saya lihat bermula dari Feb 2008, seolah-olah fenomena tsunami unit amanah telah melanda banyak tempat di malaysia… sana sini pasti ada agen dan jumlah pelabur yang melabur dalam unit trust semakin ramai… di tempat kerja saya sahaja pun ada ramai agen dari public mutual, cimb, maakl dan dua tiga bank lagi… saya ada mendengar keluhan agen-agen baru yang mengeluh kerana banyak prospek yang dicarinya sudah pun melabur dalam unit amanah (samada kwsp atau cash)dengan agen lain.. semakin hari semakin ramai yang jadi agen dan pelabur jugak makin meningkat naik… pendek kata dalam senario sekarang dan akan datang, agen semua perlu berlumba dan sipa cepat dia dapat..!! dalam masa 3 atau 4 tahun yang mendatang… jika keadaan ini terus meningkat, mungkin jumlah pelabur yang melabur dalam unit amanah swasta ni akan menyamai jumlah pelabur ASB (purata setiap melayu atau bumiputera pasti ada akaun ASB… bermakna lagi 3 atau 4 tahun, agen baru pasti lagi sukar mencari prospek….
ini adalah pandangan saya… boleh agen2 yang berpengalaman beri komen….
pertama sekali saya rasa bangga kerana sekarang sudah ramai orang (terutamanya berbangsa melayu) sudah tahu dan sedar tentang benefit dalam pelaburan unit trust..
dalam senario marketingnya pula, saya lihat bermula dari Feb 2008, seolah-olah fenomena tsunami unit amanah telah melanda banyak tempat di malaysia… sana sini pasti ada agen dan jumlah pelabur yang melabur dalam unit trust semakin ramai… di tempat kerja saya sahaja pun ada ramai agen dari public mutual, cimb, maakl dan dua tiga bank lagi… saya ada mendengar keluhan agen-agen baru yang mengeluh kerana banyak prospek yang dicarinya sudah pun melabur dalam unit amanah (samada kwsp atau cash)dengan agen lain.. semakin hari semakin ramai yang jadi agen dan pelabur jugak makin meningkat naik… pendek kata dalam senario sekarang dan akan datang, agen semua perlu berlumba dan siapa cepat dia dapat..!! dalam masa 3 atau 4 tahun yang mendatang… jika keadaan ini terus meningkat, mungkin jumlah pelabur yang melabur dalam unit amanah swasta ni akan menyamai jumlah pelabur ASB (purata setiap melayu atau bumiputera pasti ada akaun ASB… bermakna lagi 3 atau 4 tahun, agen baru pasti lagi sukar mencari prospek….
ini adalah pandangan saya… boleh agen2 yang berpengalaman beri komen….
Bagi saya yang pengelaman tak seberapa ini, mmg persaingan amat tinggi di dalam bidang ini. Kalau biasa buat roadshow, selalu kita dpt respon:
1. Kwn saya pun agent, saya labur ngan kawan saya.
2. Kwn saya tak lama lagi ambik exam, saya nak invest ngan dia.
3. Saya pun agent he he
4. Selain dari Kwn, sedara mara, adik, ipar duai, dll pun agent.
So ada peluang lagi kah bagi kita? InsyaAllah, peluang itu masih terbuka. Org yang dah invest tu kita boleh dpt juga. Kadang2 yang invest tu lagi senang kita dapat, sebab dia org dah tau, senang nak convince dia org. Kadang2 agent tak jaga, dia org cari agent lain. Siapa yang bagi service bagus dia lah yang dapat. Persaingan yang tinggi baik untuk investors. Agent-agent kena bagi the best service utk investors.
Ini hanyalah pandangan saya yang kurang berpengelaman dalam bidang ini. Sdr Arif mungkin boleh bagi pandangan.
Dear Arif,
I used to be a UT consultant 10 years ago. Sad to say i wasnt successful. I have then joined back the job market. I am considering rejoining back the UT market maybe as part time first. Is my FMUTM membership still valid.what must i do to rereguster? FYI i was a KL Mutual agent..sekarang PM kot. Plse advise.
AbRahman Saad and Zamsh,
Terima kasih kerana soalan dari tn Rahman dan jawapan dari tn Zamsh. Betul lah pandangan tuan-tuan tu.
Pandangan saya:
Semua bisnes bagus, dan setiap bidang bisnes ada yang berjaya dan ada yang gagal. Selalu kita dengar orang yang berjaya akan menceritakan kegetiran pengalaman perniagaan mereka ketika di awal perniagaan. Maka sememangnya setiap perniagaan ada cabarannya.
Kalau hendak mudah, kerja makan gaji lah yang mudah. Setiap hujung bulan cucuk mesin keluar duit. Tapi pun masa mula2 kerja banyak yang kita tak tahu dan perlu study atau learn from others walupun kita grad dari university yang ternama.
So whether working for people or working for your ownself, both you have got to struggle at the early stage. So it is up to an individual where their desire is. But you must think in the long term. Do you think you would like to work for people until your retirement age or you would like to have your own legacy. If you would like to have your own business some where in the future, I recommend you to start with the unit trust business NOW. You will learn many business skills hands-on and you will leran from others as well.
Market saturation. I dah invest! My friends pun a public mutual agent. And so many responses. Semua bisnes macam tu. Dulu DELL nak buat PC macam tu. Bill Gate macam tu. Tony Fernandes pun macam tu. Semua bisnes dah pernah orang buat. So if they all think business semua sudah saturated, no one will start and you won’t know even their names now. What they did when the rests of the world say they can’t. That is FOCUS and DON”T GIVE UP. Kenapa orang tak kata kerja makan gaji dah ramai berjuta orang, macam mana nak berjaya. Tapi ramai yang terus makan gaji walaupun hanya satu orang je boleh jadi CEO in one company. Tapi why people do it. Because it is easy right… One thing you must remember, rezeki is coming ONLY from Allah whether your are in business or makan gaji.
Banyak lagi nak cerita, datang jumpa sayalah every Saturday 11am at Cheras or register at www.myunittrust.com/seminar
Read Rich Dad Poor Dad by Robert Kiyosaki and Multiple Streams of Income by Robert G.Allen …
For Nurin,
Your licence is still valid provided you renew when you re-register. Join us this Saturday 11:00 am at Cheras office.
Askum…just nak tanya…once become unit trust agent dgn mana2 agensi ataupun bank..(
sori…sambung balik…kalu dah jd UT agent for agensi or bank,,,(public mutual or cimb wealth advisor) sy still blh buat my own business or not? just afraid sy akan terikat…contohnya…tak boleh buat kerja lain or tak boleh buat overdraft, pinjaman pniagaan…ect….. sbb sy interested nak jd agent but at the same time ada plan nak buka business pulak. TQ.
Anda boleh buat business seperti biasa. Tak perlu risau anda akan terikat.
macam mana nak jadi agen dan melabur guna kwsp kat parit raja johor
i am 20 yo this year. I am interested in becoming an agent. However, if i am an agent must i invest as well? How do i start? Can i just drop by any public bank and ask the customer service attendent?
Hi Mawarli, boleh hantar email ke Encik Arif. Rumah mentua saya juga di Parit Raja, saya boleh terangkan bagaimana nak jadi agen dan melabur. Sungguh mudah dan pelaburannya adalah sah di sisi undang-undang dan halal.
Kim, You must wait until you are 21 y.o to become a unit trust agent in Malaysia. Agent does not necessary to invest. But we have a privillege scheme where agents can invest without charges.
Salam,
To en Arif… saya mmg berminat sgt nak jadi agen. Dah jumpa upline kat penang ni. Tapi alahai…exam fee rm250. lambat la skit…saya ni gaji kecik. nak spend byk tu pas tu burn plak…
Daiwa30,
RM250 tu akan dapat balik bila your sales achieve certain taget within 6 months. So basically your capital is zero. Tak de lagi bisnes modal yg macam tu. So cepat lah ambik exam tu.
Salam en arif,
Ok saya mmg tgu nak amik exam jer nih. Tapi nak tanya gak ler, dlm situasi ekonomi tertekan dgn pasaran saham yg nampak menurun hari ke hari ni, bleh lagi ke agen2 unit trust nak cari mkn? bagi investor yg tak amik tau pasal saham turun naik (exe yg invest guna EPF) mmg diorang tak amik kisah sgt, tapi saya penah jumpa satu client yg gila main saham ni. Amoi ni keja sekali dgn saya, dia siap bukak the star utk seminggu punya and tunjuk kat saya bagaimana kedudukan pasaran saham sekarang ni. Mmg nampak kejatuhan yg ketara. saya pun ada buat study sikit tru The Star, dlm seminggu dua ni mmg nampak jatuh. Baik fund CIMB or Pblic Mutual. Saya pun bukan pandai sgt bab2 saham ni tapi basicly kita bleh nampak turun naiknya pasaran saham.
Amoi ni pun ada invest gak kat Public Mutual. Tapi dia invest guna cash, tak silap kalu ittikal fund and ada lagi la fund2 lain yg dia sumbat masuk. So far dia kata byk yg jatuh. Cuma belum ke tahap merugikan.
Sya cuma buat study case utk 2 minggu shja tru The Star, kalau nak ikut mmg kena tgok performnace utk setahun. So, saya nak mintak pandangan en arif dlm hal ni. Jika terdapat fakta saya yg tidak benar saya minta maaf dan tolong betulkan. Dlm soal memilih produk utk pengguna ni mmg saya fussy sikit, saya akan check dan tanya sana sini. sebab saya dah penah kena masa buat insurans dulu. Agency manager ajar mcm lain, saya tgok dlm policy mcm lain. At last saya yg kena bamboo dgn client. Siap nak buat report lagi.
By the way, saya mmg nak jadi agent full time. leader saya kat penang ni saudara Gazman, maybe en arif kenal dia. Tahun ni dgr cerita nak ke Hokaido plak eh.. best best..
en.arif, saya seorang bekas pekerja pembinaan,pemegang degree tahun 1997.Seorang yang TIDAK FAHAM tentang unit trust dan pergerakan ekonomi dan pasaran saham.
Saya percaya dan yakin, hanya perniagaan sahaja yang membenarkan seseorang mencapai keselesaan kewangan.Bolehkan orang sebodoh saya berjaya dalam bidang yang memerlukan KEPERCAYAAN pelanggan seperti ini.
terima kasih
daiwa30,
Ups and downs of stock market, unit trust, property and many others are the features of the investment vehicles. Imagine there is no up no down. Who on earth want to invest their money in. You put RM1mill 10 years ago, you get RM1mill now. Plus the inflation, the tax and etc the value of RM1mill now is far lesser than the RM1mil 10 years ago. So what does this mean to you? It means opportunity to make money if you know what to buy and when to sell. Agree…
Always go back to basic of unit trust. There are only 3. 1. Medium-to-long-term 2. Dollar Cost Averaging or Value Cost Averaging and 3. Take action either Hold, Sell, Buy or Switch with strategies not with emotion.
Do you remember in 1998 when majority of people shy away from investing stocks. If you put your money at that time in stock (just take the selected blue chip) your money would have grown 300%. So the history is about to repeat. InsyaAllah. When majority of people shy away from investing, we must study and position ourself to keep investing. Its true also for our investors and our prospect investors. This is the opportunity. Do you know why many people invest their money at the end of last year? You give me the answer.
Rosman,
You are a good man, Ulama’ says the moment we think we are already good, that is actually the starting point of our keburukan.
We’ve been in the business for more than 2 years. We’ve seen many people form different backgound. Macam2 ada. Takde degree, SPM pun boleh. You know TS Syed Bukhary, Allahyarham TS Nasimudin, Bill Gate, Dell, Richard Branson. They all don’t have degree and they didn’t have money as well. But why?
Success is:
1. taking action
2. dream
3. determination
4. focus
So En Rosman, I personally invite you to our seminar this Sat 21-Jun-08 9:30am at Menara TM, Jalan Pantai Baru KL. Call/sms Bella 019-226 0335 or Azah 013-397 0588 or register yourself at http://www.myunittrust.com/seminar
saya kat kedah berminat untuk mencebur diri bidang ni sebagai agen,
ada sesiapa boleh tolong ek
Assalamualaikum,
T,kasih atas detail yg panjang lebar. Sedikit sebanyak saya paham la jugak. Ada lagi satu soalan. Kalau nak proposed customer, bagi customer yg tak paham langsung tentang unit trust ni, apa yg pertama sekali saya nak explain kat diorang. solan2 lazim seperti di bawah:
1. Apa itu unit trust?
2 Berapa tahun nak invest?
3. Keuntungan berapa?
4. Boleh ke nak withdraw bila2 masa?
Masalah saya skrg ni, saya tak boleh lagi nak korbankan rm250 utk exam. saya tau lepas pass exam leader akan ajar saya bab2 nih. Sekarang leader pun xmau nak tunjuk lagi sbb saya belum attend exam.
FYI, saya ni mmg dah tadak keja. Company dah bungkus 2 3 bulan lalu. Sekarang dok buat project pertanian kecil kecilan. jadi paham2 lerr… RM250 tu sama byk dgn duit sewa umah saya…. InsyaAllah bulan depan ada rezeki saya nak sign up jugak. nak buat full time.
daiwa30,
Bang, soalan you ni I boleh jawab hari Sabtu kat Menara TM Tkt 50 9:30pagi.
Arif,
I baru join jadi agent PM… for almost 4 months.
Is your saturday seminar open for PM agent from other agency ?
Ain,
Case by case basis. Call me if you want to bring your people. I think 2 to3 people shud be no problem
Ain, which agency are you from?
En Arif,
I’ve zero knowledge in UT and interested to explore more on this business world. Do you have session/seminar on UT for new entry like myself. What are qualifications required to be an agent? Can I be an agent on part -time basis?
Kepada sesiapa yang tinggal di kawasan Penang, Kulim, Perak Utara (atau yg berhampiran dgnnya) yang berminat untuk tahu / ingin menjadi unit trust consultant (full time or part time) kami di Butterworth branch mengadakan taklimat percuma pada setiap malam Isnin jam 8 mlm (1 jam).
Faez,
You can come to our weekly presentation at Cheras. InsyaAllah you can meet En Arif there.
Minimum qualification requirement is SPM and you can do it on a part time basis. You can call Arif’’s assistant, Bella at 019-226 0335
Kepada sesiapa yang tinggal di kawasan Penang, Kulim, Perak Utara (atau yg berhampiran dgnnya) yang berminat untuk tahu / ingin menjadi unit trust consultant (full time or part time) kami di Butterworth branch mengadakan taklimat percuma pada setiap malam Isnin jam 8 mlm (1 jam).
012 4660 485
Your blog is interesting!
Keep up the good work!
http://abdulhafiz.xyiry.com
i m taking the CUTE, but there is a lot of information i need 2 read, is there anybody can help me ?????
Hi Venny, How can we help u?
Saya berminat hendak jadi UTC. Saya ada call En Arif tadi, tapi dia tgh ada meeting. Boleh sesiapa membantu? email saya ok
sorry tak detail, info saya. Saya dah pun register untuk hadir seminar minggu ni… pukul 11 ke En Arif?
Sdr Hishamudin, Seminar tersebut akan diadakan pada hari Sabtu jam 9am.
Jika Tuan Arif tak dpt dihubungi, boleh hubungi saya : zamsh08@gmail.com/0192192072
arif,
terimakasih semasa pendaftaran sgb UTC tadi. harap sabtu ini dapat lebih info dari saudara.
zamsh, tq.
Dapat juga kita jumpa tadi Sdr Hishamudin. Selamat Datang Ke Group kami
Rajin-rajin datang class nanti ye
En Hishamudin, thanks keran action yg cepat sekali. Call terus datang dan sign. So boleh buat soalan2 contoh yg boleh didownload di Login page of this blog.
Zam and all other unit trust consultants,
I’ll be away on 20-Sep-8 Sat. So if any of you would like to conduct the unit trust BOP on that day, let me know. Presentation material dah ada. Sape2 prospek yang datang will be yours.
Zamsh, can u list down some important topics for the CUTE, i dah pening dah….there is a lot of note i need to read
Venny, U dah pergi Cute Tutorial tak? May be u can start with sample questions. Do you have sample questions? From there u can start to plan which topics that you need to focus on. Saya dulu baca je Unit Trust basic tu, and 2 hours tutorial with Arif on the calculation part at his home :-). BTW thank you arif :-). Sebabnya Cute tutorial tak sempat pergi. U can email me at zamsh08@gmail.com if you need help :-).
Venny, If you don’t have time to study the unit trust exam, just practice the sample questions. 4 sets of them. After that you read the book. The questions will guide you on what the area of possible question they will ask in the exam. Then you will have a feeling on what’s important…
Venny, when is your exam?
zamsh, i m from Muar, then my AM say muar dun have tutorial
so they jz give me a book that :dealing in UT by FMUTM
but dalam tak ada calculation soalan, macam mana ni
i tengah risau ni, sebab i punya exam 20.9.2008
rif, tq for ur info. but where can i get the sample question? m i need to get from the office. and what is the name of the book?
ooo Venny you are in Muar. You can ask your AM to help you then. The sample questions eh, Arif where eh?
Venny, don’t worry lah. Just cool down, and focus on the dealing in UT. Calculation ada dlm tu. May be your AM can give you good tips on the calculation :-). Betul tak Arif? Difficult to discuss it here. You have ample time to prepare, 9 days. Get your AM to sit in front of you for 2 hours. he he..
OK Venny, Try your best.
Zamsh and Venny,
Sample questions tu ada kat login page kita. Only group unit trust consultants boleh access. Privillege for our group la. Jgn marah.
tq for 2 of u, zamsh and arif. later i will meet my AM and sit in front of her, hahaha
salam Ramadhan. Saya tak bankrupt lagi. Nak tanya, orang yang telah diistihar muflis, boleh tak jadi UT consultant? tkasih salam.
Salam Ramadhan untuk Saufi juga. Bankrup dah tak boleh jadik unit trust consultant
Kalau Saufi tak bankrup lagi, mai la join kita
Venny, Good Luck ya. Ask help from your AM. That what Arif normally does to his new consultants. No wonder he is the top recruiter
and his wife in the top 5.
Alhamdulillah Arif, saya dah selamat lulus CUTE on 18th tempoh hari…..Syukur dan terimakasih kepada Arif kerana tunjuk ajar dan steps yang seterusnya menjadikan saya sbg UTC.
arif and zamsh, i have pass d exam loh…thank you for ur advise,
lepas tu i kena balik ofice attend training ke?
TnHj Hisham and Venny, Tahniah dah lulus.
Congratulation Venny. Training?, You need to attend Success 101 and Quick Start eh.
Hello fellow investors and UTCs,
I am Alice Chieng from Sungai Dua, just outside USM, Penang. I have been investing with Public Mutual for many years. And because we made good returns from our investments, I decided to be a UTC, in order to advise and help others to invest their savings.
It is sad, and yet so common that people work so hard to earn a living and save some… and yet they fail to make their savings work hard for them too. With the inflation rate higher then the FD rate or EPF dividend, their hard earned savings is SHRINKING!
I was trained as an accountant.
I would be able to give you professional advice on how best to invest your savings. Please contact me at 012-7271417 or alicepenang@gmail.com
Dear Alice,
I don’t think this is the right place for you to advertise your service. Or else Arif will receive a love letter from SC.
dear sara.. (age 19) hei.. i’m glad to hve someone in the same age with me to be a ut consultant.. this’s my mail.. chocoholic_virtuoso521@yahoo.com
hopefully we can have a deep discussion on this matter..
a’kum en arif,
saya baru cuba nak berjinak2 dalam unit trust ni.. basic knowledge mmg xde sbb bidang saya mmg jauh berbeza (i’m from health site)..tapi saya amat berminat nak menceburinya.. so macam mana saya nak mula join? saya dari teluk intan perak tapi kadang2 selalu balik shah alam sek 18 my parent punyer rumah.. so ada sesiapa yang boleh bantu?
thanks in advanced..
Salam Asrul,
En.Arip ada wat BOP - Biz Pesentation for newbie dan ygn berminat pasal UT nie kat Public Mutual Cheras on Saturday. Tapi klu u nak tau basic knowledge u bole just call me and then saya bole terangkan pasal UT nie camane nak join dan sbg.nya.
call saya :017-3853626.
Salam…Ajumain
Asrul, yes u can contact Ajumain untuk tahu lebih lanjut.