Where to Start?

If you are at least 21 years of age, possess a degree or at least SPM qualification and have a strong business contacts.

Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details. I am willing to help.

To speed up the application, kindly prepare the following documents:

  1. Two copies of your IC.
  2. Fourcopies of your passport-size colour photo.
  3. A copy of your relevant certificate of examination e.g. your degree, diploma or SPM.
  4. A copy of your bank statement or front page of your savings passbook (we accept only Public Bank)
  5. Bank-in RM260 at any Public Bank (ATM machine or counter) for Public Mutual account no 3-1466169-06. This is the registration fees which is refundable if you achieve RM50k sales within 6 months and thus it is actually FREE.

Take note that the earliest examination date for becoming a consultant normally is one and a half month from the date we submit the application. Thus, act now!

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Be your own boss! Be a Unit Trust Consultant.

You will enjoy the top 10 benefits as a Unit Trust Consultant as follows:

  1. Unlimited income
  2. One of the best commision structures in the industry
  3. Passive income and flexible working hours
  4. Overseas trips, public recognitions and awards
  5. Sales contests, incentives and campaign
  6. Professional sales and advanced IT tools support
  7. Integrated training and coaching series
  8. Be your own boss and lead your own sales agency opportunity
  9. Incentives and subsidies for agency building and for Chartered Financial Planning (CFP) Exam
  10. Fast track career promotions, bonuses, insurance coverage and much more

Call/sms Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

New Unit Trust Consultant Campaign 2011 (Jan to Dec 2011)

Join us today and enjoy the great benefits we can offer you. Full and part-time positions available.

Incentive 1: Joining Incentive Refund
Achieve RM50,000 in total personal sales within six month from the date of joining and we will refund your Computerised Unit Trust Exam (CUTE) and Joining Fees.
So, basically your investment is zero.

Incentive 2: Incentive Trip
Achieve a minimum total personal sales of RM650,000, you will book yourself a seat to Seoul! As compared to the standard National Sales Convention (NSC) Incentive Trip qualification requirement of RM850,000, a low RM650,000 qualification to the NSC is our wonderful way of saying welcome to all our new UTCs.

Don’t miss the boat! Join us today and enjoy these amazing benefits.
So, to grab this offer,

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Why Would You Want To Be A Unit Trust Consultant?

Because you deserve to have a well-paid and fullfilling career in an industry that is enjoying explosive growth in Malaysia.

Join a profession that offers you personal and financial freedom.

A multi-billion ringgit industry. Yet vast untapped potential in Malaysia compared to UK as shown in unit trusts equity penetration rate below.

Grab the opportunity now. Don’t procrastinate.

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Why No.1 Malaysian Unit Trust Company?

If you are married and have a son or daughter in school. You may not say to your kid, son, go to school and get no. 6, 7 or 10 etc in class. You will say study smart and hard and get no. 1 in class. Thus, why choose no. 2, 3, 4 etc when the no.1 is waiting and open for you.

Consistent performance and proven track record are there. If you want to buy durian, don’t choose the bad one. Choose the good one and you won’t regret. So don’t buy fund that are not performing*.

On top of that, we’ll support you with a suite of financial planning and sales tools as well as best-in-class training. The company will also subsidise you for pursuing Chartered Financial Planning (CFP) programme, if you meet certain sales target.

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Bright Future

Your success as a unit trust consultant depends upon your desire to excel.
Fast track consultant can achieve the highest rank of an agent as Mutual Fund Group Agency Manager (MFGAM) in one year and three months. It took many years to become a General Manager or a CEO of a company.

I knew many companies out there, that many if not all of their management staff struggle to become a CEO of the company, but unfortunately the CEO would normally will be picked up from outside of the company. Very true right! Here you don’t have to worry on that.

If you work smart enough, you will be the MFGAM. No one from nowhere will come and become your boss. For those who hate traffic jam, you can even have your office right in front of your house if you want. Other CEOs don’t have this privilege.

Furthermore, besides your sales commission, your staff (downline) performance will also contribute to your income directly. You will also get indirect commissions that consist of 5 levels i.e.

  1. Year-end bonus
  2. Breakway bonus
  3. Equalisation bonus
  4. Career benefits
  5. Profit sharing.

So far, I knew only 2 levels of extra benefits that you will get if you work for company (in general) i.e. yearly bonus and Employee Share Option Scheme if any. So, don’t wait for too long.

There are more to come. You can fly to Los Angeles or Tokyo for FREE vacation if your sales is greater than RM2.875m or RM850k (RM650k for new agent) respectively by the end of Dec 2011.

So hurry up. The faster you become a consultant, the easier and longer period for you to achieve the sales target.

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Why Would I Join myUnitTRUST Consultants?

Professionalism, Innovation & Education
We are different from others! How is it true? Our key differences are:

  1. We help new consultant even without any background on finance and unit trust to pass the exam. Beside training that are provided by the company, we also arrange a weekend class to help those who are part-timers and still working with their existing company during weekdays.
  2. We structure the basic training module in such a way that it will save time and effort of new consultant. I know people are very busy now. What they want is simply training that will give them a jump start but can give great results.
  3. We have our weekly meeting that covers on the performance of each consultant, brief news from the company, motivation as well as some aspect of selling skills.
  4. We provide FREE homepage* and FREE email* for our new consultants that help them do sales even during their sleep, expose themself to the internet world, thus open to a huge market. * Only to the first 20 new consultants. First come first serve.
  5. We provide newsletters to our consultants (you can change the author name to yours) that can be forwarded to your clients or prospects. Look like a pro with minimal effort. Save your time. Great isn’t it?
  6. We help prepare FREE monthly unit trust tracking performance with charts for clients of our new consultants. Again time and effort savings. Due to overwhelming response, we limit this support for three months only. We will teach the new consultant to prepare servicing the clients where he/she can continue doing it on his/her own.
  7. We also have a big database of contacts. We do provide contacts (leads) to new consultants to help them start the ball rolling if necessary.
  8. Each person has his/her own unique style. We have our own strategy to make more money in less time with less stress. We apply the concept of HIGH TRUST SELLING, from the book that is written by Todd Duncan.
  9. We have a unique approach towards marketing unit trusts. We put emphasis on process instead of just products to help our new consultant and their clients achieve their financial goals. We already developed a system that consists of templates of emails, reports and newsletter that can be used repeatedly to service your clients. This special service is accessible within this website via our Agent Domain only.
  10. We encourage our consultant to build their businesses like a franchise model. You are the franchisor that have many franchisees.
  11. Besides Professional Sales and Analytical Tools that the company provides (Mutual CAMS, ADePT, FP Advisor etc), we also have a third party software that can monitor all unit trust funds performance in Malaysia and a simulation tool to estimate the amount of EPF money that can be withdrawn for unit trust investment.
    So, that’s it folks,

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details. My target is to have 49 first-tier consultants. So far 25 have responded.
Hurry up, before the first-tier consultants been filled-up.

Advantages of Doing Business of Your Own?

1. No retrenchment worries
2. No forced retirement
3. No hindrance to promotion
4. No income ceiling (no floor as well)
5. Grow at your own pace

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Advantages of Unit Trust Business

1. Low capital. Low risk.
2. Sunrise industry. Huge potential to grow. Total EPF money is RM260 bill. Imagine that you get only 1% of the EPF money.
3. The potential to earn unlimited income
4. Attractive passive income and flexible working hours
5. Free holidays, recognition and awards
6. Sales incentives and campaigns to support sales effort
7. Helping people to maximise return of their money.
8. Helping people to start their own business at minimal cost.

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Advantages of Unit Trust Business with PM

1. No. 1 private Unit Trust Managemnet Company (UTMC) in Malaysia.
2. The biggest branch support with 25 branches nationwide
3. Strongly supported by the vast resources of a reputable bank. 215 bank branches all over Malaysia can accept the mutual fund application.
4. Over 20 years of experience managing funds.
5. The most awarded private unit trust fund manager.
6. The largest recipient of EPF Members Investment Scheme (> RM2bill).
7. The most productive UTMC consultant
8. One of the best agent’s commission structure in the industry.
9. The longest time for incentive trip
10. Refundable joining fee
11. Priority services to high networth customers
12. Access to professional sales tools
13. Professional courses and training programmes will be provided

Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details

Advantages of Building Unit Trust Business with my UnitTRUST Consultants

  1. Under the no. 1 UTMC in Malaysia – (Source: The Edge-Lipper, 20 Mar 2006)
  2. Implementing an e-approach on servicing clients and consultants. Time savings.
  3. Important notes and minutes of weekly meeting available online at myunittrust.com. Good for new consultants and part timers that have no opportunity to meet during weekdays. May be the first one to implement it.
  4. FREE newsletter that can be used for servicing your clients.
  5. Weekend classes in Cheras and Shah Alam

So, that’s it folks, there are many great advantages.
Call/sms/whatsapp Arif at 013-3640043 or register online at http://seminar.myunittrust.com for details.

Comments ( 337 )

  1. li lian
    Hey, your ideas sound a bit interesting. How many years of experience that you have earned for this business.
  2. Arif
    Almost 2 years Lilian. How about you?
  3. Vincent
    Arif, is the examination tough? Preparation for exam only need a month?????
  4. Arif
    For those who are familiar with multiple choice (objective) question, it will be easy. May be the short-cut way is to answer all the 300 sample questions then if you don't know the subject then refer to the manual or your upline.
  5. Stella
    Man’s material obsession is nowhere more reflected than in his pursuit of wealth. But advice from wealth advisors at best only make guesses based on temporal models. When things fail, lack of ‘luck’ becomes a favorite excuse. Today, the failing options in experimental management science are finally demanding top business stewards to think-out-of-the-box. Governments, their advisors, political leaders, industry leaders, billionaires, are now considering the ultimate model that literally makes you think-out-of-thisworld; a model that has undergone 6,000 years of R & D; astrology! Nowhere is this more real than the needs of serious business consultants in serving quality and excellence to their demanding clients! No other tool has gained a more priori position in the pursuit of a superior model for business coaches and wealth builders. This is reflected by the words of the tycoon J.P. Morgan when asked how it was that a millionaire like him would believe in the use of astrology in his business decisions and he tersely replied, “…millionaires don’t! Only billionaires do!” If you are a consultant responsible for the financial success of your client, then you should want to give him the analysis and advise that your competitor simply cannot! If you want to have that secret tool to assure better decisions for your quality living, then you should want to have the time-proven technology that will take you beyond and above every new model that at best is just an intelligent guess and fad. Whereas, astrology has always been there. For serious wealth builders, go to www.astrologyuniversitymalaysia.com or contact Stella at sueboey@yahoo.com for mre information.
  6. Syahir
    unit trust business seemed to be a promising business.. im interested to join this multibillion ringgit industry
  7. Arif
    Syahir, Come to our seminar tonight 5 Sep 07 8:00pm to 9:30pm at myunitTrust Consultants Cheras office.
  8. Teoh
    i am interested to join the public bank mutual fund agent. could you email me details on how to become an agent? thanks.
  9. Mag
    En. Arif, saya berhasrat untuk berhenti bekerja kerana menjaga 4 orang anak yang masih kecil. Oleh itu, saya bercadang untuk terus menjana pendapatan walaupun sedang bekerja di rumah dengan cara menjadi ejen PM secara part time. Dimanakah saya nak dapatkan khidmat nasihat dan seterusnya menjadi ejen Public Mutual part time di tempat saya ini, di Seberang Perai, Pulau Pinang. TQ
  10. Nadlique
    Salaam. Saya ingat ingat nak jadi UT consultant jugak. Tapi sekarang ni saya kat luar negara tgh study. Cuti akhir tahun ni saya balik. Nak tanya, boleh ke saya enrol jadi UT consultant sedangkan dalam setahun tu, most of the time saya ada kat luar negara. Satu lagi, dari point registration kepada jadi fully-fledged UT consultant, berapa lama ye?
  11. Arif
    Mag, Sorry for the late reply as I was away on leave for 40 days in Indonesia. You can contact Wan Hamdan 013-4222234.
  12. mohd yuzmizan bin mohd asmor
    apa syarat ingin joint... sekarang i kat jb
  13. alan
    how to become the public mutual agent?
  14. Arif
    Alan, Come to one of our seminar. You click www.myunittrust.com/seminar to register for FREE or some of the info is available in "Be an Agent" section that you can click at the top of this page.
  15. fared
    google membawa saya ke sini melalui perkataan 'unit trust agent tools' kerana saya nak tahu tools yg digunakan bagi menyakinkan client dan membantu saya mencapai target client apabila saya dah jadi agen UT nanti. ternyata web dan group en. arif ini, memenuhi hasrat saya itu bahkan lebih dari itu. Semoga pertemuan ini berpanjangan, insya-Allah.
  16. meen
    i think by joining UT, it's the best way to generate personal income..i'm only 20 but i'm interested to join UT n learn from the very beginning on how to be a good UT agent...is it possible for me to join??
  17. Arif
    Meen, yes you can come to listen to our seminar at Level 50, Menara TM on this Sat 26 Jan 08. Admission is free. Register at www.myunittrust.com/seminar See you there.
  18. Yow Chuan
    Sounds like a good place to start learning about unit trust investment. Is this seminar open to public? Cheers, YC
  19. Arif
    Yes it is. Come join us this Sat 26 Jan at Level 50 Menara TM 10am to 12tgh.
  20. haidi
    kawan - kawan boleh join conference free ker?
  21. Arif
    Kawan memang lah boleh join.
  22. sara
    sory,blh sy tanya,wajibkah saya berumur 21 thun untuk menyertai unit amanah ini,ini kerana sy mash berumur 19 thun,dan bidang ini amat mmenarik perhatian saya sbg sorg studnt.
  23. sara
    bleh sy thu sbab sy perlu ckup umur dan knp kalu xckup???
  24. Arif
    Sara, Memang polisi Suruhanjaya Sekuriti Malaysia supaya konsultan unit amanah berumur 21 tahun ke atas. Apa yangSara boleh buat adalah belajar tentang unit trust ini, belajar tentang human skills. Bila dah dekat2 21 tahun bolehlah join kita.
  25. Johar
    Tertarik dgn ape yang ditulis.....namun ada kemusykilan disini... u kata u r from No.1 Unit Trust Company in Malaysia??? thats mean ramai kata Public Mutual la....tapi bile i teliti balik semua ads Public Mutual yg mengatakan they are no.1*.......ada denote (*) n baca note balik just in term of size...is that mean u are performing well n really no.1???? I dont think so....just bcoz of size dana u r no.1:( Becoz from my research....expecially islamic fund...equity category....source from lipper (n if u guys dont believ it...go n get Personal Money magazine or do ur own research) ranking untuk dua bln berturut2 dari disember n jan baru2 ni adalah seperti berikut: 1) dana from CMS Unit Trust Mgt 2) dana from ING 3) dana from CIMB 4) dana from CIMB 5) dana from CIMB 6) dana from CIMB ........where are u guys PUBLIC NO.1*???? 'INGAT NAK BELI DURIAN JGN BELI DURIAN YANG TAK ELOK' 'NAK ANAK DAPAT NO.1 DALAM KELAS BUKAN NO. 2, 3, 4 DAN SETERUSNYA' wat do u say?????? YANG MERASA TERTIPU, Johar
  26. Anuar Johan
    salam saudara Johar......sy adalah ssalah seorang investor dlm dalam this company.Selama ini sy hanya mendapat segala information hanya dari agent sy.Agent sy selalu menyebut tentang mereka no 1. so bila sy membaca komen saudara , sy pun buat researh di internet.Sy research di web site the lipper.Award winner utk tahun 2007.separuh daripada award tersebut dimenangi oleh mereka.Malah untuk islamic fund dari 6 ketogeri mereka memenangi 3 daripadanya termasuklah public iktikal yg selama 3 thn ini telah memberi sy pulangan melebihi 40%.mungkin apa yg saudara baca tu hanya untuk bulanan ranking. award utk tahun 2008 akan diumumkan pada 26 feb iaitu esok hari.So sy tak faham kenapa saudara merasa tertipu. salam dari saya. Anuar Johan
  27. Ismail (pak mail)
    Minta maaflah mencelah, saya ni seorang pelabur, orang kampung pelabur kecil-kecilan... saya sebenarnya tak tahu pun apa unit trust sebelum ini (ASB saya tahulah...), saya ni peniaga kedai kopi, banyak orang singgah kedai saya. nak jadi cerita dalam banyak-banyak orang yang datang kedai saya ni...ada juga macam-macam ejen unit trust ni datang dari berbagai syarikat....semua kata depa no. 1, mula saya tak kisah... tetapi bila macam-macam syarikat kata depa syarikat no. 1, saya mula naik pening...betul ka? jadi nak mudah cerita saya kata tunjuk bukti yang kata syarikat ni no. 1....jadi banyaklah benda yang mereka bawa keluar tunjuk kat saya...saya pun tak apa benda...cuma yang paling saya percaya, ejen dari public mutual...dia tunjuka surat khabar...tak kan surat tipu kut? saya memang baca dia ada tanda (*) di no. 1 tu... iaitu dari segi saiz yang diuruskan oleh syarikat-syarikat unit amanah swasta.... hebat tu... sebab apa, dalam fikiran saya, kalau orang tak percaya dan tak berikan kepercayaan kat syarikat ini, tak kan orang ramai sanggup melabur sampai banyak tu...kalau tak silap dekat-dekat RM30 bilion tu...banyak tu... saya pun fikir lagi...kalau dia bagi pulangan tak baguih...tak kan orang berduyun-duyun masuk melabur....betoi dak? saya tak reti nak tengok jadual liper...tapi dah 5 tahun lebih saya melabur dalam dana ittikal tu....untung pun dah 100 persen lebih....saya kira pakai akai saya yang cetek ni saja...kira ok tu...
  28. Arif
    Thanks Pak Mail, En Anuar dan En Johar. I baru balik bercuti ni. Good comment from En Johar yang merasa tertipu. And very very good comments from Pak Mail dan En Anuar, investors yang experience sendiri investment mereka in the No 1 company. May be En Johar refers to a very short term results which unit trust objective is for mid-to-long term. It is up to En Johar to invest in any company. It is his money and his preference. Perhaps, En Johar could look into 3 to 5 years return and do the comparison. May be En Johar is a new investor or a new agent that do not know the industry very well. Thanks again Pak Mail and En Johar for great explanation. If you want to send your kids to a school that only perform two months, go ahead. I would rather send my kids to a school that has long track record. What do you think En Johar? Does it make sense? Buy a good durian D24 or I tak tau yang durian terbaik yang mana or just buy durian yang baru 2 atau 3 bulan orang kata baguih pastu tak ramai orang beli. You can use your 6 sense right? Which one do you prefer? Overall I thanks to En Johar that has raise his concern. If not, we cannot expalin further.
  29. Anuar Johan
    Salam En. Arif, Sy amat menrasa amat2 terharu apabila en arif menhargai komen sy.Sy baru saja terjumpa website saudara dlam 2 minggu lepas.banyak yg sy belajar tentang unit trust disini.Sy bekerja disalah sebuah syarikat international insurans iaitu AIA anak syarikat AIG-salah sebuah syarikat insurans terbesar didunia.Antara sebab sy memberi komen diatas adalah berdasarkan pengalaman sy dlm bidang insurans.Terdapat banyak agen2 insurans yg melanggar kod etika sebagai agen terutama agen2 baru.Apabila mereka tidak boleh bersaing dgn sihat...mereka mula menggunakan teknik2 kotor, asalkan mereka dpt sale.ini amat2 mendukacitakan sy. Inilah yg terjadi kepada sy apabila sy pergi ke KWSPShah alam 2 minggu lepas utk mengeluarkan duit dari akuan 2 utk membeli rumah..Sy didatangi oleh seorng agen dari slh sebuah syarikat lain(bukan Public Bank). Hampir 20 minit yg mendengar penerangan dari agent tersebut tanpa dia tahu yg sy telah melabur dgn public Mutual.Apabila sy tanya apa kelebihan mereka jika dibandingkan company No 1 ini-agent tersebut telah mengeluarkan tool yg sama seperti En Johar tunjukkan diatas.Penerangan yg sama seperti diatas.Dipendekan cerita ...byk penerangan agen tersebut meburuk2kan company lain.Inilah yg mengdukacitakan sy. Sy percaya unit trust industri terdapat kod etika yg perlu dipatuhi oleh agen seperti mana dikeluarakan oleh Bank Negara(sy kurang pasti sapa yg monitar this industri-kalau bukan BN-hrp maaf).So harapan sy ..bersainglah secara sihat dan beretika.. Kepada En Arif ..teruskan usaha murni anda ini...latih dan ajarlah lebih ramai agent drpd golongan bumiputera supaya kita boleh berdiri sama tinggi dan duduk sama rendah dgn bangsa lain.Sy berminat nak join...tapi faktor umur sy yg dah lanjut nie..sy tak berani nak ambil risiko-tapi sy akan tambah lagi perlaburan sy-itu sudah pasti. Salam dari sy. Anuar Johan
  30. Arif
    En Johar, Terima kasih memberi nasihat yang membina.
  31. zue
    hi arif, you under group Elly ke?
  32. Arif
    Zue, we were under the same group in 2005 and 2006 which we are all under Azizah. Anytyhing that I could help you Zue?
  33. zue
    ooo..u mean azizah tu lagi atas dari Elly? I 'cucu' Elly. Baru join. Nice to know you. Update pasal training date and time ada kat website ni kan?
  34. Arif
    Zue, training schedule tu ada tp utk my agents je. It has a pwd.
  35. zue
    oo..ye...
  36. Arif
    Zue, bukan tak mau bagi. tapi dalam tu ada banyak info pasal Company. We as agent cannot use the company logo, name without their permission. That's why I open it to my dl only.
  37. Johar
    I am responding back to: Arif said: On 02/26/2008 at 12:42 am ****(Pls refer to previous comment) Saya ni actually adalah investor di PM...saya kerap didatangi oleh agent2 unit trust...xtau la kenapa....saya bukan nye pelabur baru yang xmatang seperti yg anda jangkakan....malah saya sendiri adalah datang dari latar belakang kewangan...i play with figures everyday!! Sebenarnye dah lama saya perhatikan dan buat perbandingan dana2 di Malaysia ni...bukannye berdasarkan short-term....cukup la kalu saya amik 3 tahun punye time frame...ape yg diwar-warkan PM consultant adalah 'Lebih Indah Kabar Dari Rupa'....Jika anda pandai berkata2...pilih la durian yang elok....tapi nampaknya durian anda sendiri dah busuk (suatu ketika dulu mungkin la elok).....buat ape lg nak makan durian yang busuk....anda sendiri patut kaji sedalam2 nye....dana islamic terutamanya... X PERCAYA? lihat sendiri..open image dibawah...update sehingga ari ini 10 MAC 2008! http://i83.photobucket.com/albums/j304/garick2412/as1032008.jpg (klik di gambar untuk lebih jelas) Details Paper Trade (as in the pic) Dana --> 7 dana (PM, ING, CMS, CIMB) --to compare Investment --> RM10000 setiap dana Date Invested --> 10 March 2005 (sama bagi setiap dana) Source --> Private company monitoring unit trust fund in Malaysia (update 24hours) **Note: Ini Bukannya reka2...edit2..ini yang keluar automatically dari sistem yang sentiasa updated!!! Lihat dan teliti sendiri....lipper award is nothing coz setiap investor melabur pada hari yang berbeza dengan unit price yang berbeza....jadi jgn la terlalu bergantung kepada sumber seperti itu sahaja....dan jgn la dengar hanya sebelah pihak sahaja.... dalam dunia ni marketing n sales force adalah segalanye walau apepun produk yang dijual....jadi jgnlah mudah terpengaruh (saya sendiri sudah terpengaruh)...kaji selidik dari semua sudut....ini apabila org kata yg itu bagus maka kite pun kata la bagus.....itula yang PM sedang lakukan... sekian terima kasih....semua org menang!
  38. Observer
    Johar, Tak pe lah Johar. If you think you figure is correct. Carry on. Kita pun investor PM, SBB dsb yang dah lama dah. Dah season. Sape yang nak follow Johar advise proceed. Tiada halangan. Silakan. Thanks for your constructive advise.
  39. Johar
    Observer, tiada siapa suruh ikut kata saya....saya cuma bercakap apa yang benar....saya sendiri adalah pelabur PM.....Dana Ittikal pun dah season malah lebih season.... Cakap jangan cakap kosong....nanti diri sendiri yang terkena..... Isu yang saya utara adalah...PM is the best....but seems not right:) bye.....
  40. sseven
    Dear En Johar, im now agent under En.Arif. I sign last month and last monday i reveiced my agent code.Now im agent for this No 1* company. My backgroung.....5 years with BBMB and 2 years with CCM(Hong Leong Bank).I have financial background same like u.Before i join , i buat my own analisis.....same before i join insurance line...i check with company are strong....their capacity...stability...track record...and then i join NO 1 international company from USA.B'coz why....i yg kena sales..i yg kena buat after sales services if my client - accident.Some like this unit trsut line.... my analisis show that there are No 1* unit trust company in Malaysia.Dengan kebenaran Suruhanjaya Sekuriti.Bukan Sendiri2 perasaan.My best freind working with SC.I dah confirm dgn dia. I dont understand ..En Arif only invite people who want to join this business........The reason why En Arif use title No 1* company b,coz....he cannot use The Name of this Company without kebenaran( Mutual for Public in this blog). So En.johar no need you argue about this title....cukuplah.....and at same time...pls check who are the biggest winner 2008 lipper award last February. Bye...happy investing to all....
  41. sseven
    Extra.... After i resign form HLB..i do insurans....beside general insurans....i sell invesment link produk(international insurance company)....investment link and unit trust not much diferrent....both under open-ended fund for 8 years.Since last 8 years i Know which company..which fund.... are perform good...not good...and lastly ....the most important ......CONSISTENT......remember unit trust and invesment link are mid term and long term invesment.OK...all...my researh are not 1 day reseach...is it 8 years reseach.........thank you alll Bye...happy investing to all.........
  42. sseven
    Dear En Johar, Lastly....this blog En Arif create for recuite, train and develop New Unit Trust Consultants especially from Bumiputera.It is not to promote unit trust fund or others. So please.....do not discuss about this matter again.pls go to other website or forum if u want discuss futher.U can go to nogold forum.... lot unit trust consultant there from diferrent of company who are promote/sell unit trust scheme online....hope u understand...peace... Bye..
  43. Arif
    Thanks SSeven, We did not say we are the best. Other people say it. So what to do. Say what ... Alhamdulillah. If they all have problem with the awards given by the third party like Edge-Lipper and Star-Standard & Poor, just complain directly to them and see if they can change the award given to somebody else. Then publish in the newspaper, Personal Money etc and on the billboard along all highways and main road. And SSeven is correct, here is not the place to promote or sell unit trust or kutuk unit trust mana yang the best atau yang the worst. Here is the place where I promote how to build a unit trust empire. How we, can together build our business from zero to hero tanpa kutuk mengutuk. This agency is growing from 1 to more than 70 consultants in a very short time. Imagine how much money you need to grow this size of business. If I were to pay only RM1k/month to one people I need to have RM70k at least a month just for overhead costs.Tu tak termasuk nak sewa ofis/sationeries lagi. But in unit trust your cost is very minimal and can be ZERO. So those yang tak suka kutuk mengutuk and interested to build their own business, I invite you all to attend our Free Seminar at Level 50, Menara TM Jalan Pantai Baru 50672 Kuala Lumpur on Saturday 5 Apr 08 9:30am. To register click www.myunittrust.com/seminar I want my new business partner to grow faster than me. How their agency can grow from 1 to 50 in a year. To do that I am giving away new business partners to my existing group who are very active and full-timers so that they can build their empire bigger and faster with less hassle. Why I limit to 50, so register www.myunittrust.com/seminar to attend our seminar. Salam Johar, you are superb, brilliant and very good man.
  44. sseven
    To all.... Just to share my opinion.If you want to do your own analysis...pls be aware that there are 3 types of mutual fund in Malaysian market:- aggressive,moderate and conservative fund.So pls compare "Apple with Apple".Do not comfare "Apple with Rambutan"- of couse rambutan loose. And again pls notice, although risk profile is same eg: Aggresive Fund- there have different of kind/type objective such as to achive steady,high,stream capital grow or seek for high dividend or balance on both side.All this fund was design for different investor profile , depend on how individuals tolerate againts risk. So many thing you have to check before do the comparision. That why FMUTM appoint third party who are expert to do analysis and give ranking.In Malaysia FMUTM was appointed Edge-Lipper and The Star/Standard & Poor to rank all fund in Malaysia.They will analyzed all factor and give ranking based on total return,consistent and prevision.The give ranking not only in Malaysia but for other 130 country.Like Lipper, they are Reuters company, global leader in supplying mutual fund information, analytical tool and commentary. They provide accurate, insighttful and timely mutual fund data and analysis. So if u want to use any anylytical tools, pls make sure it comes from Bank Negara , SC or FMUTM.if you ask "penoreh getah" of couse you will get wrong information. OK bye.
  45. sseven
    Extra.... Thats why , so many people mis understood about investment or insurance. Financial expert say there are 4 reason why: 1-They dont know anything about investment or insurance. 2-Lot of people know but they know the wrong things 3-Lot of people know but they dont share with others. 4 - B'coz of 3 reason above. where are you..think about that? But if you join Arif...he will share everything with you-the correct thing about mutual fund.And the must important he will share with u ..have to build up your own business with very minimum cost.In order to achive financial freedom. So hurry...register in this website....the next seminar will be at Menara Telekom 5th April. Bye...see you there...
  46. psst
    en. arif, saya baru je join sbg agent PM ni last month. and recently, i dah ambil exam fmutm. mggu lepas. alhamdulillah, i passed. ok, skrg saya nak tahu, apa yang perlu saya buat lepas dah pass exam cute? bila saya boleh mula promote kat orang?
  47. psst
    lg satu, sy dgr borang utk skim pelaburan kwsp dah tukar baru. betul ke? abang sy xsesabor nk masuk ni, lg2 dia tahu sy dah pass exam. mcm mana ye?
  48. Arif
    Psst, Borang baru belum boleh guna lagi until further notice as the implementation of forward pricing of EPF scheme is deferred. So guna saja borang lama.
  49. Arif
    Psst, You will get your agent code within this week by calling the Agent Service or your upline. Next Step? Attend training like Quick Start officially or with your upline. 3-hour training is enough for your to start promoting. Learning by doing.
  50. apidah
    mcm mana kalau saya melabur terus? mcmana cara nya ? apa perlu saya buat ? kena buka accaunt ke? di perlis dgn siapa perlu saya hubungi?

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