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Extravaganza Caliph Advisor Coaching

 Lets Join us on 25th Jan 2013

Jika anda mengimpikan kebebasan kewangan dan sebuah kerjaya yang penuh dengan senyuman – klik http://www.myunittrust.com/seminar untuk hadir seminar 1 jam PERCUMA di Public Mutual Cheras Commercial Centre, Cheras, Kuala Lumpur

p.s. Arif and Caliph Group conduct weekly training, meeting and seminar for his unit trust agency at Public Mutual Cheras, Kuala Lumpur, Malaysia. He invites all graduates young and old to join his team for helping Malaysian to invest ONLY in Islamic Unit Trust funds. Call my PA 019-3405447 Zarif or register online through http://seminar.myunittrust.com p.s.2 You can download free ebooks on “why you should start a business especially unit trust” and “how to double your money” by scrolling this page to the top right. Fill in your email so that we can send you the ebook copy

Superb JCHI Goal Setting @Bukit Kiara on 19th January

Alhamdulillah. Last Saturday J-CHI (JUST-Caliph Advisor-HC-Infinite Wealth Advisor) telah mengadakan our Goal Setting 2013. Motto untuk tahun ini ‘Change Your Action, Change Your Result’, ditambah pula dengan sharing dari GAM Norlela Khalidah ‘No Blame,NO Complaint, No Excuse, No Gossiping’ .J-CHI agency yang hadir dah bersemangat betul – semua dah berazam nak pegi Spain tahun ni. Amin.

p.s. Arif and myunittrust.com pertama kali dalam Malaysia akan mengadakan seminar how you can do unit trust business within 45 minutes. datang segera SEBELUM seminar ini dikenakan bayaran. Click www.myunittrust.com/seminar for details or call/smS Zarif at 019-3405447

Top Producer Caliph Advisor Unit Trust Agency December 2012

The best way to predict your future is to create it!

Selamat tahun baru 2013 untuk semua Caliph Advisor!

Apa perbezaan antara berimpian dan membina impian? Ada banyak bezanya! U mungkin ambil masa berbulan atau mungkin bertahun untuk jadikan impian U sebagai kenyataan, tapi apa yang paling utama adalah urself yang ambil berat dan berusaha yang terbaik untuk merealisasikan impian U tu!

So, tahniah buat Top Producer Caliph Advisor yang telah beristiqomah sepanjang 2012 meneruskan usaha untuk menrealisasikan impian!

Azam baru memang sangat diperlukan untuk kita renew & refresh . So, kita dah tengok after 1 year of effort , berkat kesungguhan dan kesabaran maka Allah kurniakan the champion in Caliph Agency. Tahniah sekali lagi. Our next training is on Friday 8pm-10pm. In sha Allah.

Kalau nak tahu macam mana nak jadi unit trust agent sila klik www.myunittrust.com/seminar . One-hour talk on how an engineer without knowledge in business became a Top 10 Group Agency Manager in Public Mutual. Call/sms/Whatsapp Zarif for appointment 019-3405447.

Caliph Advisor Top Producer November 2012

 

Beberapa hari sahaja lagi untuk clock-in sales sebelum 2012 menutup tirainya, menentukan dari mana kita dan kemana arah tuju kita? jadi kena muhasabah ‘whera am i now?’ Am I doing this business seriously? A lot of people can do it, I can do it too!

“If you want to reach your goal, you must ‘see the reaching’ in your own mind before you actually arrive at your goal.”
– Zig Ziglar

So, big claps to those yang Top Producer November, keep your momentum! In sha Allah Caliph Advisor will be No. 1 Financial Advisor tiada sehebatnya sebelum dan selepas ini. Amin.

p.s. Arif and myunittrust.com PERTAMA kali dalam Malaysia akan mengadakan seminar how you can do unit trust business within 45 minutes. datang segera SEBELUM seminar ini dikenakan bayaran. Click www.myunittrust.com/seminar for details or call/smS Zarif at 010-4203521

JUST another astonishing Monday Brainstorming with JCHI

NO EXCUSES – NO BLAME – NO COMPLAINT
One last month with approx 15 sales days to countdown . Press that gear 4 or gear 5 to achieve your SALES GOALs.
Updates from Brainstorming this morning :
1. PRS now available to UTCs [no service charge, no amount restriction but all PRS guidelines applicable] Call Agency Services 03-62796900 to find out more. More information at new website link via Public Mutual website http://www.publicmutual.com.my/prs/Home.aspx
2. PRS is a new product and UTCs whom wish to sell and promote must have PRS license. UTCs with more than 3 years industry experience can attend 2 days Familiarization Program + submit docs/forms + RM100 for license. Others will have to take exam for licensing. Commission structure similar to EPF scheme.
3. New UTC EXAM – for newly recruited consultants wef 1 Dec 2012 required to attend and complete PRE CONTRACT TRAINING before taking CUTE exam
The Pre-Contract Training consists of the following 2 programs :-
No. Course Name Duration Objectives
1. Understanding Unit Trust
Basics (“UUTB”)
(4 CPD Points)
1 Day To equip new UTCs with the necessary knowledge of unit trust
and to prepare them to sit for the CUTE exam.
2. Best Practices in
Marketing of Unit Trust
(8 CPD Points)
1 Day To educate new UTCs on the best marketing practices and the code of
ethics, rules, guidelines and regulations of the authorities, KWSP and the Company.
With the above implementation, all new UTCs must now fulfill the following 3 requirements before they are allowed to
commence marketing of our unit trust products :-
i) Attendance of the Pre-Contract Training;
ii) Submission of the duly completed UTCs’ Compliance Form; and
iii) Passing of the CUTE exam.
4. System upgrade – the CAMS 2 briefing at SS2 Mall 10 Dec 2012, 10am [2 CPD Points].
5. Sales KICKOFF 10 Dec 2012 at One World Hotel – by invitation only.
6. PMB NAV RM50 billion and market share at 41% [see attached]
7. CEO’s message attached.
IMPORTANT – RM100 BY 7 DEC 2012 TO JASMA/JAS (or respective GAMs/PAs) for Goal Setting seats. Include a new venue, T-shirt (dress code jeans/similar to be worn with T-shirt), materials, makan. Lets enter year 2013 with a GOOD BLAST ! Sayangi diri anda, make resolutions, set life goals to achieve, make new habits and throw old, lousy ones. BE A BETTER YOU and ME ! EVOLVE !!!
Imagine one of the biggest Islamic Funds Manager, have only 12.6% bumi Group Agency Manager. Where are the bumis. Only 39 Group Agency Manager. If you have the desire to build your own business, can you see this huge business opportunity…

Arif Ismail and Caliph Advisors are conducting a FREE Saturday 10:00am one-hour seminar on how you can be a successful unit trust agent. Register at www.myUnitTrust.com/seminar or call us at 010-4203521. First come first serve basis. We can accommodate only 10 participants per  session.

Fresh Brainstorming by HC Consultant GAM Hasimah

Brainstorming by Hasimah HC GAM

Updates

  • Leader’s meeting 24 October Wednesday 3pm training room
  • Cpd courses Hamid Salleh dan Wong Kian Meng – recruitment workshop
  • Recruitment preview  by Wong Kian Meng
  • Weekend and free cpd courses until October only
Group Activity
  • 2 nov e-cpd workshop at shah alam
  • 8 nov Jas – pathway to success
  • 4 dec Byla – pocket calculator

Activities

  • Carnival Halal Selangor Meru Kelang Masjid As Syariff pse confirm by 23/10
  • BN Youth Job Fair 2012 PWTC 16 -18 nov

Arif Ismail and Caliph Advisors are conducting a FREE Saturday 10:00am one-hour seminar on how you can be a successful person changing you now for a better tommorow. Register at www.myUnitTrust.com/seminar or call us at 010-4203521. First come first serve basis. We can accommodate only 10 participants per  session.

 

Powerful Motivation Blast in the air with Super Sugu

Im sharing a little bit of Super Sugu’s motivational class…how much have you missed as this two weeks passed by

Week 1

Emotionally skills
1. Security
2. Comfort
3. Rich

Why people cannot bcoz mind has been set
In order for u to get sales, u want sales everyday, u can, u feeling must be very good.
If your feeling not very good
Top sales people, emotion are healthy, positive and very happy.
When u dont have that kind of feeling,
U must feel good about yourself,
Mcm mana nak feel good kalau tak ada money…putting condition, if i have money i will feel good.
Two way of looking at it, when u dont feel good coz u dont have money, like chinese  they work coz they dont like feeling dont have money, if u dont have money and later u condemned yourself, a lot of people goes into that category………..

Week 2

90 billion
Belong to bill gates.  He never work for money, he worked doing what he like and the money automatically comes
20-30s no holidays. He enjoys what he is doing.
He is working for interest.

If u want to become rich u cant work , only become average, u have to enjoy what you are doing, you become rich.
Earned by one man who never worked he enjoy doing what he love to do …computer software.

We can learn..people work whole their life but nver reach, coz they just follow the system, ending up u become average. They dont have excitement of what their doing, if they can escape….

 

Arif Ismail and Caliph Advisors are now having powerful motivational blast from Super Sugu every Monday  at  10:00am  how you can be and must be a successful person, changing you now for a better future.  If you are interested to join us in this extra ordinary motivation blast – contact my Assistant  Mohd  010-4203521 for the details.

Caliph Advisor September’s Top Producer

When you focus, the result will show. Tahniah. Yang masih rasa dia belum membuat sesuatu untuk capai impian hari demi hari. Usaha lagi. Man jadda wa jadda. Siapa usaha dia dapat.

Jgn lupa campaign iPad kita. 3 bulan starting Oct 2012 when u close RM500k a month, u will get an iPad. Visualize now you hold the iPad on January 2013!

Imagine one of the biggest Islamic Funds Manager, have only 12.6% bumi Group Agency Manager. Where are the bumis. Only 39 Group Agency Manager. If you have the desire to build your own business, can you see this huge business opportunity…

Arif Ismail and Caliph Advisors are conducting a FREE Saturday 10:00am one-hour seminar on how you can be a successful person changing you now for a better tommorow. Register at www.myUnitTrust.com/seminar or call us at 010-4203521. First come first serve basis. We can accommodate only 10 participants per  session.

JCHI Double Extraordinary Motivation Session @ Public Mutual Agency

This is the best from Friday evening at Public Mutual Shah Alam branch 8:00pm to 10:30pm by Hafez. Baru 1 tahun buat PM, income dah more than 20k a month. Pernah cecah 48k commission sebulan
And
Saturday session jam 9:30pagi di Public Mutual Cheras Training Centre. Overcoming the Mental Barrier by Super Sugu.  Kalau nak tahu, datang sendiri training lebih teruja. Antara quote yang i like from Super Sugu
  1.  Tanda-tanda kita ni ada negative attitude is blaming people and keep complaining. I must change first. Take 100% responsibility
  2. Dont depend on other people to make life better and better. If I dont become rich, I ended up working with rick people
  3. I love what I’m doing
  4. In this world cuma ada 2 jawatan Boss and Employee. Even you are CEO u still a worker unless u become a boss. Employee difficult to become rich.
  5. No goverment in the world can help you. you must help yourself
  6. Healthy lifestyle tips

Here are some of the pictures from the power full double torque motivation talk

Friday with Hafez

Saturday with Super Sugu
p.s. Arif and CAliph Advisor will show you how to be an agent of a leading unit trust company successfully and become a successfull person plus income 5 figure within 3 years! . We will berkampung at Public Mutual Shah Alam Branch 8pm to 10pm every Friday and Public Mutual Training Centre Cheras from 9:30am to 1pm every Saturday . Kalau rasa-rasa nak jumpa diaorang ni boleh lah call/sms my Personal Assitant Mohd 010-4203521 atau, you can register at www.myunittrust.com/seminar

Energetic Monday Brainstorming by JCHI Agency Force Public Mutual

Brainstorming by HC GAM Hasimah

PMB updates

  1. New UTC campaign
  2. Renew Annual Fee, CPD point requirements  and maintenance quota
  3. Please submit SD before 30th September
  4. Market share equity share almost 60%

Discussion

  1. Time to switch from PAIF or PCIF to PISEF @ PIDF
  2. Market update
  • Info from Yahoo small business

Group Activity

  1. Halfest discussion
  2. BOP by Mr Sugu ‘overcoming mental barrier’ 29 September, 9am Cheras
  • RSVP by 25/9
  • Nazri for formation structure
  1. Program Karnival Pekerjaan Peringkat Negeri Sembilan
  • 29 -30 September 2012
  • 10 am to 6 pm
  • FREE & all are invited come mingle around look for prospect
  1. Shah Alam Jumaat Raimy, Cheras BOP sahaja

Market Updates

  • Dow jones
  • Ftse
  • Klci

Raimy Updates on Agency meeting @ Shah Alam

  • Go for cash campaign – lucky draw every 5 cases dapat 1 lucky draw
  • Akan ada CAMS2 mengantikan CAMS sekarang
  • Esok Leaders meeting jam 3pm PM Cheras
  • Coaching Shah Alam : Prospecting my way

Discussion

  • New time on Brainstorming 9.30am

 

p.s. Arif and Caliph Group conduct weekly training, meeting and seminar for his unit trust agency at Public Mutual Cheras, Kuala Lumpur, Malaysia. He invites all graduates young and old to join his team for helping Malaysian to invest ONLY in Islamic Unit Trust funds. Don’t wait anymore. Time is running out. Join this sunrise industry. Call my PA 010-4203521 Mohd or register online through http://seminar.myunittrust.com

 

Agency Meeting 26 March by J-CHI Unit Trust Consultants

Agency Brainstorming by Siti Salehatun JUST
  • 23rd nsc incentive to guangzhou – rooming list and flight details
  • new investor form (individual)
  • exemption from FIMM cute exam for candidates who have completed & passed module 4 CFP (investment planning) effective 1st april

Jas sharing

The 4 quadrant

Urgent+Important –

  • lot of us bz in this quadrant
  • results : crisis,disttrust

Not Urgent+Important –

  • efective person sits here, relationship building,
  • results : clear vision

Not Important+Urgent –

  • cth FB, result – irresponsible, short term focus,
  • results : weak relationship

Not Urgent+Not Important –

  • cth Gosip, lepak minum kopi
  • results : fooling urself : kalau kita tipu org lain kita dosa, kalau kita tipu diri sendiri kita? – rugi.

Market Update
Q1 : global equity market seems allright
Q2 : usd expect to be weak sbb oil price is rising

  • slower growth in China
  • debt issues in Europe
  • malaysia gdp 2012 forecast 4-5%. largest trading partner – China
  • Malaysia GE on may/june – free beez & reports. historically towards GE market will be up

Malaysia – new responsible lending guideline due to concern over rising household debt-to-GDP rsatio 77% in 2011. target malaysia 60%

  • calculate net income
  • 70% loan, 30% own money
  • higher income eligibility & criteria for credit cards application : below 3k per month
  • financial programs by AKPK saturday morning

Fundemental Analysis
Gold trend – downtrend since August
KLCI – market lagged

p.s. Arif and myunittrust.com pertama kali dalam Malaysia akan mengadakan seminar how you can do unit trust business within 45 minutes. datang segera SEBELUM seminar ini dikenakan bayaran. Click www.myunittrust.com/seminar for details or call/smS Zarif at 010-4203521

Brainstorming the J-CHI Unit Trust Consultants

Brainstorming 19/03/12
by HC GAM Hasimah

Updates

  • CPD Pathway to Success RM 20 (5ACE & 8CPD & Financial Workshop RM 10 (2ACE & 4CPD)
  • 27th March Leaders meeting
  • 28th March BoP by GAM Hasimah 8pm-10pm Cheras
  • 25th March KDU invitation to Financial Planning Talk 930am to 1230pm by Ms. Linnet Lee

New SD form

  • must submit sebelum 30th September 2012
  • all except 2010 & 2012
  • must submit every 2 years

Group Activity
DRB-Hicom
3,4,5 April
9-5
RM 30/pax per day

Sharing

Financial Talk
Regionally M’sia punya market paling worse tapi market kita less volatile YTD performance kecik sgt others two figures.

Fund Rankings
Persepsi mengatakan bahawa DALI good fund tapi mengikut 3 years performance Morning Star Overall Ratings – DALI cuma 4 stars rather than dana-dana dalam Public Mutual Islamic Equity got 5 stars

Newspaper
A Company dari USA : Nicole bergabung dengan Hwang Investment Management amik 30% daripada aset Hwang

Votality
Ittikal dulu low sekarang high
PIDF dulu moderate sekarang low
Jas comment : as market goes higher the risk is lower, so PIDF is good for now. low risk high return : 3 years votality – 9.5 return – 20.21% as compare to agressive fund.

Jas sharing
140k client just sign dan a cup of coffee – Jas build relationship dgn client dalam selama buat sales
Jas : we are selling trust to the clients, sape2 pun boleh jual unit trust, they believe you and trust you then u can sell. build trust with your new clients. Sometimes relationship dgn customer lebih baik dpd relationship dgn spouse. Jas secret recipie ialah her customer trust her

download podcast 13th march BFM Raymond Phoon : EQ for great relationship.

download here http://t.co/mAnDqU7E

  • trust is like bank account is it positive or negative?trust also have different levels

Arif Sharing
Kita dah 7 tahun dalam bisnes, Read Robert Kiyosaki again, if u in makan gaji things we are individual. BESI Quadrant.we are still in Self Employed quadrant.
Suggest:

  1. role play for jumpstart
  2. brainstorming on Saturday - sharing & sales tracking

Arif  and J-CHI (JUST -Caliph-HC-IWGoC) are sharing expertise and knowledge regarding selling pelaburan unit trust, but these knowledge without action is like you buy an ice cream and leave it in the open air without having (makan la) it. So it will become cair and cair and cair. And finally obsolete. So take action now. Join our FREE seminar at Public Mutual Cheras in Level 2, Cheras Commercial Centre next to Hotel Caliber and Restoran Janbo. Call Zarif 019-3405447 or register HERE