Brainstorming by IWGoC GAM Farah
Recap April’s Leaders Meeting
- Recruitment decrease 500 to 400
- CPD issue expected to reduce agency force by 10k
- SD issue expected to reduce agency force by 10k
- Hanya 17% dah submit SD for existing UTC
- Issue unit trust agent menyamar jad ‘agent CPF’
- Discussion on agent yang kena terminate
- Management considering to buy CPF kiosk
- Issue agent yang buat other investment services or MLM
- UTC doesn’t make need base analysis to the customers – the may imply it to UTC-Client
- A lot of pre-sign forms
- PRS something like CPF choose Public Mutual as one the associate with them
Halfest
- Confirmation of Attendance by GAMs
- Bayar by 7 June 25pax only RM300
JCHI Family day
- Date : maybe 30th June
- Venue : Bagan Lalang
- Dateline : 7th June
- Raimy, Nazri, Arif, Jas, Shahril, Wan Suzana, Farah, Cikgu, Hasimah, Habibah
- RM 170 per chalet
- RM 35 (breakfast, tea-break, dinner) – lunch (sendirian berhad)
- RM 89 per campri (2 person only)
TM booth
- Payment to Hazah PBB 4861767005
- RM 100 per person monthly
- Tuesdays to Fridays 9am to 5pm
- AJK Caliph : Zarif & Hazah
- AJK JUST : Kak Ton
- AJK HC : Hasimah & Anis
Goal Setting
- Shall do it at Hotel Flamingo RM100 (2 Tea-breaks, Lunch, PA system)
- 12th January 2013
Reminder
- NSC Points for April not inclusive of submissions after cut-off date
- NSC 19th May at PICC
- AAN 20th May at MIECC
- Invitation card at car dashboard then can get free parking
- No Coaching (Saturday) & Brainstorming (Monday) this week.
Market update
China
- cut interest rate because similar to OPR in Malaysia, they realise deposit of cash decrease YOY -0.5%
- Property market severe – slowing down
- Wage pressure – profits of companies thinning
- Monetary policy expansionary launched
- Personally Jas next withdrawal into P Ittikal, Shahril because P Ittikal sleeps for 3 years – give it 6 months
Zakat Emas
- Zakat yang dikenakan zakat walaupun pakai setahun sekali perlu kena zakat kalau cukup ‘uruf (150grams)
- Emas tak pakai ‘uruf 85grams
- Zakat emas kena qada’
- Emas pelaburan ‘uruf ialah 85grams
Robert Kiyosaki said :
- If you want to get rich, don’t go to school – what we do here is learning by doing
- The rich is looking for network, everyone else is looking for work – In Unit Trust (Mutual Fund), we are looking for network.
Arif and his powerful comrades are conducting a FREE Saturday morning seminar on how they can help you shift from Employees Mentality to Business Owner Mindset. FREE yourself from 9-5 job and listen to the huge opportunity to grow as an entrepreneur. Call me 013-3640043 Arif or register online through http://seminar.myunittrust.com